Montgomery County property record for 4195 Atkins Rd, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,820 sqft · built 1993 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2018) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133 45.03 |
| Primary APN | 133 45.03 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 79,279 sqft (1.82 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Driveway | Driveway |
| Driveway Area | 1,014 sqft |
| Pool Area | 592 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 720 sqft |
| Patio Area | 444 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 4195 ATKINS RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | P/U POOL & PATIO T-99;P/U DGU T-03;P/U EPF T-08 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 101701 |
4195 Atkins Rd is owned and occupied by an individual who bought it in October 2018.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4195 ATKINS RD, CUNNINGHAM, TN 37052-4632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on File |
| Deed Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 20181184999 |
| Deed Book / Page | 1844 / 1772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4195 ATKINS RD, CUNNINGHAM, TN 37052-4632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001288831 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 2036/2611 |
| Instrument | 1288831 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4195 Atkins Rd was $1,856.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 | $88,375 (-) | $353,500 (-) Land $78,100 Building $275,400 |
| 2024 | $1,856.00 (+11.34%) | $88,375 (+58.52%) | $353,500 Land $78,100 Building $275,400 |
| 2023 | $1,667.00 | $55,750 (-) | |
| 2022 | $1,667.00 | $55,750 | $223,000 Land $33,900 Building $189,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4195 Atkins Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4195 Atkins Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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