4194 Mill St, North Branch, MI 48461 Property Records

Lapeer County property record for 4194 Mill St, North Branch, MI 48461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,450 sqft · built 1920
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$76,900 (Aug 2017)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-608-006-00`

Property Details

APN / Parcel Number

Primary APN	`046-608-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,450 sqft Living Area
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4194 MILL ST
City	NORTH BRANCH
State	MI
Zip	48461-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R SI
Legal Description	16 67 000 000 00 VILLAGE OF NORTH BRANCH SHELL & BALLARDS ADDITION TO THE N E DIVISION OF BEECHVILLE N 110 FEET OF LOT 6 BLK
Legal Subdivision	VILLAGE OF NORTH BRANCH SHELL
Legal Block	8
Legal Lot Number	6
Jurisdiction	LAPEER MI
Township / Civil Division	NORTH BRANCH
Census Block Group	1
Census Block	1034
Census Tract	332500

Owner

4194 Mill St is owned and occupied by an individual who bought it in August 2017.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4194 MILL ST, NORTH BRANCH, MI 48461-9349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 21, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Deed Book / Page	2912 / 833
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4194 MILL ST, NORTH BRANCH, MI 48461-9349
Document Number	0031010833
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 MILL ST NORTH BRANCH MI 484619349, NORTH BRANCH, MI 48461-9349

Mortgage

Document Number	0031010833
Date	May 15, 2020
Book Page	003101/000833

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 200011 ST, ST LOUIS, MO 63120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4194 MILL ST, NORTH BRANCH, MI 48461-9349
Document Number	0031000990
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 MILL ST NORTH BRANCH MI 484619349, NORTH BRANCH, MI 48461-9349

Mortgage

Document Number	0031000990
Date	May 13, 2020
Book Page	003100/000990

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Interest

Rate	3.99%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 21, 2017
Property Address	4194 MILL ST, NORTH BRANCH, MI 48461-9349
Document Number	0029120833
Book / Page	002912 / 000833
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 OLIVIA LN NORTH BRANCH MI 484618857, NORTH BRANCH, MI 48461-8857

Mortgage

Document Number	29120835
Date	Aug 21, 2017
Book Page	002912/000835

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TN 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4194 Mill St was $1,317 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	North Branch Township
Municipality	North Branch Village
Unified School District	North Branch Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,400 (+3.83%)	$124,800 (+3.83%)
2025	$1,317.00 Homeowner's exemption	$60,100	$120,200
2023		$50,600	$101,200
2022	$1,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4194 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4194 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF NORTH BRANCH serves 1,021 people · EPA ID MI0004770
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Mercury Fiber, Northern Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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