4194 Herman Sipe Rd, Conover, NC 28613 Property Records

Catawba County property record for 4194 Herman Sipe Rd, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,032 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2010)
Tax Bill	$706 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3733-15-64-0807`

Property Details

APN / Parcel Number

Primary APN	`3733-15-64-0807`
Alternative APN	`0091819`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	2,064 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	110 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4194 HERMAN SIPE RD
City	CONOVER
State	NC
Zip	28613-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 2 WINDWARD PL 30-27
Legal Subdivision	WINDWARD
Legal Lot Number	2
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1000
Census Tract	10204

Owner

4194 Herman Sipe Rd is owned and occupied by an individual who bought it in August 2010.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4194 HERMAN SIPE RD, CONOVER, NC 28613-8909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2010 · Amount on File
Deed Sale	Aug 9, 2010 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Document Number	201012908
Deed Book / Page	3036 / 1376
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4194 HERMAN SIPE RD, CONOVER, NC 28613-8909
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 HERMAN SIPE RD, CONOVER, NC 28613-8909

Mortgage

Document Number	0038201688
Date	Jul 17, 2023
Book Page	3820/1688
Instrument	12495

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4194 HERMAN SIPE RD, CONOVER, NC 28613-8909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034950840
Date	Mar 6, 2019
Book Page	03495/0840
Instrument	03582

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2039

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4194 HERMAN SIPE RD, CONOVER, NC 28613-8909
Document Number	0035581306
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4194 HERMAN SIPE RD CONOVER NC 286138909, CONOVER, NC 28613-8909

Mortgage

Document Number	0035581306
Date	Mar 9, 2020
Book Page	003558/001306
Instrument	4450

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4194 Herman Sipe Rd was $706.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,100 Land $17,000 Building $160,100
2025	$706.00
2023	$847.00	$117,900 Land $17,000 Building $100,900	$177,100 Land $17,000 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4194 Herman Sipe Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4194 Herman Sipe Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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