41938 Cedar St, Concrete, WA 98237 Property Records

Skagit County property record for 41938 Cedar St, Concrete, WA 98237

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,640 sqft · built 1996
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2023)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Sep 2023 Sale & Mortgage + 2 more
APN	`3869-015-022-0006`

Property Details

APN / Parcel Number

Primary APN	`3869-015-022-0006`
Alternative APN	`P63463`

Interior

Full Baths	2 Baths
Building Area	2,640 sqft Living Area
1st Floor Area	2,640 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	28 ft deep x 40 ft wide

Exterior Amenities

Porch	Porch
Porch Area	736 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Shed	1 Shed
Shed Area	100 sqft
Utility Building	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41938 CEDAR ST
City	CONCRETE
State	WA
Zip	98237-7722
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	(0.4900 AC) (TITLE ELIMINATION AF#201003100068 MANUFACTURED HOME 1996 MODULINE 40X28 VIN#115750) LOT 22, BLOCK O, CAPE HORN ON THE SKAGIT, DIVISION NO. 2, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 9 OF PLATS, PAGES 14 THROUGH 19, RECORDS OF SK
Legal Range	07
Legal Township	35
Legal Section	12
Legal Subdivision	CAPE HORN ON THE SKAGIT
Legal Block	3
Legal Lot Number	22
Jurisdiction	SKAGIT WA
Township / Civil Division	EAST SKAGIT
Census Block Group	3
Census Block	3011
Census Tract	951102

Owner

41938 Cedar St, a mobile home, is owned and occupied by two individuals who bought it in September 2023.

Source: Skagit County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41938 CEDAR ST, CONCRETE, WA 98237-7722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE HOUSING FIN COMMISSION
Sep 15, 2023	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 24, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Feb 24, 2021 · Amount on File
Deed Document Number	202360
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	41938 CEDAR ST, CONCRETE, WA 98237-7722
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000108
Date	Apr 19, 2021
Instrument	202104190108

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Sep 15, 2023
Property Address	41938 CEDAR ST, CONCRETE, WA 98237-7722
Document Number	0000000060
Map Reference	VOL 9 PG 14-19
Instrument Date	Sep 13, 2023
Instrument	202309150060
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41938 CEDAR ST, CONCRETE, WA 98237-7722

Mortgage

Document Number	0000000061
Date	Sep 15, 2023
Instrument	202309150061

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000000063
Date	Sep 15, 2023
Instrument	202309150063

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Feb 24, 2021
Property Address	41938 CEDAR ST, CONCRETE, WA 98237-7722
Document Number	0000000181
Map Reference	VOL 9 PG 14-19
Instrument Date	Feb 24, 2021
Instrument	202102240181
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,613.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41938 CEDAR ST, CONCRETE, WA 98237-7722

Mortgage

Document Number	0000000182
Date	Feb 24, 2021
Instrument	202102240182

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	41938 CEDAR ST, CONCRETE, WA 98237-7722
Document Number	0011290073
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	41938 CEDAR ST CONCRETE WA 982377722, CONCRETE, WA 98237-7722

Mortgage

Document Number	0011290073
Date	Nov 29, 2017
Instrument	11290073

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41938 Cedar St was $2,549.

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Concrete School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00	$275,800 Land $130,000 Building $145,800	$275,800 Land $130,000 Building $145,800
2023	$2,009.00
2022		$237,400 Land $86,400 Building $151,000	$237,400 Land $86,400 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 41938 Cedar St; there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	11 (2021–2026)
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41938 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE HORN MAINTENANCE COMPANY private · serves 940 people · EPA ID WA5311060
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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