4193 Copper Creek Rd, Berea, KY 40403 Property Records

Garrard County property record for 4193 Copper Creek Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1990
Lot Size	1.31 acres (57,456 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Feb 2013)
Tax Bill	$631 (2025)
Deeds & Mortgages	Sep 2013 Mortgage May 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-06.02`

Property Details

APN / Parcel Number

Primary APN	`71-06.02`
Alternative APNs	`16161` `25034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,456 sqft (1.31 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	25034
Street Address	4193 COPPER CREEK RD
City	BEREA
State	KY
Zip	40403-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.319 AC
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2019
Census Tract	970400

Owner

4193 Copper Creek Rd is owned and occupied by an individual who acquired it in July 2023.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2013	Deed of Trust, Mortgage PEOPLES BANK & TRUST COMPANY OF MADISON
May 16, 2014	Deed of Trust, Mortgage PEOPLES BANK & TRUST COMPANY OF MADISON
Jul 13, 2023	Intrafamily Transfer, Transfer
May 12, 2021	Deed, Transfer
Feb 28, 2013	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2013 · Amount on File
Deed Sale	Feb 28, 2013 · Amount on File
Deed Document Number	2013115577
Deed Book / Page	269 / 610
Last Transfer Date	Jul 12, 2023
Transfer Doc	0000176921
Record Updated	Oct 29, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950

Mortgage

Document Number	000326/883
Date	Sep 12, 2013
Book Page	326/883
Instrument	117896

Lender

Name	PEOPLES BANK & TRUST COMPANY OF MADISON
Address	PO BOX 219, BEREA, KY 40403

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2021

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950

Mortgage

Document Number	000331/937
Date	May 16, 2014
Book Page	331/937
Instrument	120633

Lender

Name	PEOPLES BANK & TRUST COMPANY OF MADISON
Address	BEREA, KY 40403

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 15, 2015

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRARD KY
Recording Date	Jul 13, 2023
Property Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950
Document Number	000D322/65
Book / Page	D322 / 65
Map Reference	DB 132 PG 473
Instrument Date	Jul 12, 2023
Instrument	176921
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2910 CARTERSVILLE RD, PAINT LICK, KY 40461-9029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 12, 2021
Property Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950
Document Number	00D309/581
Book / Page	D309 / 581
Instrument Date	May 11, 2021
Instrument	161864
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2910 CARTERSVILLE RD, PAINT LICK, KY 40461-9029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950

February 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Feb 28, 2013
Property Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950
Document Number	000269/610
Book / Page	269 / 610
Instrument	115577
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4153 COPPER CREEK RD, BEREA, KY 40403-8950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4193 COPPER CREEK RD, BEREA, KY 40403-8950

Tax Assessment & Valuation

The 2025 property tax bill for 4193 Copper Creek Rd was $631, down 0.6% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (+29.03%) Land $25,000 Building $55,000	$80,000 (+29.03%) Land $25,000 Building $55,000
2025	$631.00 (-0.63%)	$62,000 (-) Land $15,000 Building $47,000	$62,000 (-) Land $15,000 Building $47,000
2024	$635.00 (-2.76%)	$62,000 (-) Land $15,000 Building $47,000	$62,000 (-) Land $15,000 Building $47,000
2023	$653.00 (-0.91%)	$62,000 (-) Land $15,000 Building $47,000	$62,000 (-) Land $15,000 Building $47,000
2022	$659.00	$62,000 Land $15,000 Building $47,000	$62,000 Land $15,000 Building $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4193 Copper Creek Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4193 Copper Creek Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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