41927 N Darknell Rd, Elk, WA 99009 Property Records

Spokane County property record for 41927 N Darknell Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,072 sqft · built 2025
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Mar 2026)
Tax Bill	$629 (2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`49033.9069`

Property Details

APN / Parcel Number

Primary APN	`49033.9069`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,072 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	440 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	41927 N DARKNELL RD
City	ELK
State	WA
Zip	99009-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	03-29-44 N1/2 OF SW1/4 OF NE1/4 OF SW1/4
Legal Range	44
Legal Township	29
Legal Section	03
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3001
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41927 N DARKNELL RD, ELK, WA 99009-7007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W
Mar 31, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GESA CU
May 23, 2025	Deed of Trust, Mortgage CAROL J WINTER IRA
May 13, 2025	Warranty Deed, Construction Loan · Construction Mortgage EQUITY TRUST COMPANY
Feb 24, 2026	Re-recorded Document FIRST AMERICAN TITLE
Aug 31, 2020	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	May 13, 2025 · Amount on Record
Deed Document Number	20267479155
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2026
Property Address	41927 N DARKNELL RD, ELK, WA 99009-7007
Document Number	0007479212
Instrument Date	Mar 31, 2026
Instrument	7479212
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	41927 N DARKNELL RD, ELK, WA 99009-7007

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2026
Property Address	41927 N DARKNELL RD, ELK, WA 99009-7007
Document Number	0007479155
Instrument Date	Mar 24, 2026
Instrument	7479155
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	41927 N DARKNELL RD, ELK, WA 99009-7007

Mortgage

Document Number	0007479156
Date	Mar 31, 2026
Instrument	7479156

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2036
Change Frequency	10 Years
Min Rate At Change	4.99%
Max Rate At Change	9.99%
Index	10-Year CMTI
Max Rate	9.99%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	41927 N DARKNELL RD, ELK, WA 99009-7007
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007417967
Date	May 23, 2025
Instrument	7417967

Lender

Name	CAROL J WINTER IRA
Type	Non-Lending Institution
Address	WESTLAKE, OH 44145

Agreement

Amount	Amount Recorded

May 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 13, 2025
Property Address	41927 N DARKNELL RD, ELK, WA 99009-7007
Document Number	0007415749
Instrument Date	May 12, 2025
Instrument	7415749
Transaction Type	Construction Loan
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007415750
Date	May 13, 2025
Instrument	7415750

Lender

Name	EQUITY TRUST COMPANY
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0007417967
Date	May 23, 2025
Instrument	7417967

Lender

Name	CAROL J WINTER IRA
Type	Non-Lending Institution
Address	WESTLAKE, OH 44145

Agreement

Amount	Amount Recorded

February 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SPOKANE WA
Recording Date	Feb 24, 2026
Property Address	41927 N DARKNELL RD, ELK, WA 99009-7007
Document Number	0007472028
Instrument Date	May 12, 2025
Instrument	7472028
Record Updated	Mar 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 31, 2020
Property Address	12915 E FRIDEGER RD, ELK, WA 99009-8722
Document Number	0006962387
Instrument Date	Aug 27, 2020
Instrument	6962387
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 E KEDLIN AVE SPOKANE WA 992181115, SPOKANE, WA 99218-1115

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$629.00 (-18.84%)	$85,000 (+11.84%) Land $85,000	$85,000 (+11.84%) Land $85,000
2025	$775.00 (+87.2%)	$76,000 (+53.23%) Land $76,000	$76,000 (+53.23%) Land $76,000
2024	$414.00 (-1.43%)	$49,600 (+21.09%) Land $49,600	$49,600 (+21.09%) Land $49,600
2023	$420.00 (+0.96%)	$40,960 Land $40,960	$40,960 Land $40,960
2022	$416.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

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