41920 Higgins Way, Fremont, CA 94539 Property Records

Alameda County property record for 41920 Higgins Way, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,770 sqft · built 1960
Lot Size	0.162 acres (7,035 sqft)
Owner	2 Individual Names on File
Last Sale	$1,615,000 (Dec 2020)
Tax Bill	$26,382 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-235-64`

Property Details

APN / Parcel Number

Primary APN	`525-235-64`
Alternative APN	`525-0235-064-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,035 sqft (0.162 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	41920 HIGGINS WAY
City	FREMONT
State	CA
Zip	94539-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00046 BLK: 0001 TR: 2020
Legal Subdivision	E SHOWN ON THE MAP OF TRACT 2020
Legal Tract	2020
Legal Lot Number	46
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3008
Census Tract	442200

Owner

41920 Higgins Way is owned and occupied by two individuals who bought it in December 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41920 HIGGINS WAY, FREMONT, CA 94539-4616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 18, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Deed Document Number	2020356335
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41920 HIGGINS WAY, FREMONT, CA 94539-4616
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41920 HIGGINS WAY, FREMONT, CA 94539-4616

Mortgage

Document Number	0000100734
Date	May 25, 2022
Instrument	2022100734

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 18, 2020
Property Address	41920 HIGGINS WAY, FREMONT, CA 94539-4616
Document Number	0000356335
Map Reference	MB 42 PG 17&18
Instrument Date	Nov 17, 2020
Instrument	2020356335
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	41920 HIGGINS WAY, FREMONT, CA 94539-4616

Mortgage

Document Number	0000356336
Date	Dec 18, 2020
Instrument	2020356336

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 41920 Higgins Way was $26,382.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,176,256 (+2.03%) Land $717,639 Building $1,458,617
2025	$26,382.00	$2,132,908 Land $703,573 Building $1,429,335
2023	$21,278.00	$1,818,246 Land $676,260 Building $1,141,986	$1,712,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41920 Higgins Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41920 Higgins Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Tekify Fiber & Wireless Fixed Wireless	600 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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