4192 US 41, Pelham, TN 37366 Property Records

Grundy County property record for 4192 US 41, Pelham, TN 37366

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,766 sqft · built 1953
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2023)
Tax Bill	$524 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031097 04601`

Property Details

APN / Parcel Number

Primary APN	`031097 04601`
Alternative APN	`097 04601`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,766 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Unfinished
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Stable	1,080 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4192 US 41
City	PELHAM
State	TN
Zip	37366-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: F02
Jurisdiction	GRUNDY TN
Township / Civil Division	1
Census Block Group	1
Census Block	1068
Census Tract	955100

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4192 US 41, PELHAM, TN 37366-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Oct 31, 2003 · Amount on Record
Deed Document Number	106416
Deed Book / Page	1153 / 1381
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Jun 21, 2023
Property Address	4192 US 41, PELHAM, TN 37366-3417
Document Number	01153/1381
Book / Page	1153 / 1381
Instrument Date	Jun 16, 2023
Instrument	106416
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4192 US 41, PELHAM, TN 37366-3417

Mortgage

Document Number	0000106417
Date	Jun 21, 2023
Instrument	106417

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	5-Year TN
Max Rate	12.7%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$524.00	$36,750 (-) Land $5,375 Building $31,375
2024	$524.00	$36,750 (-) Land $5,375 Building $31,375
2023	$524.00 (+13.17%)	$36,750 (+75.84%) Land $5,375 Building $31,375
2022	$463.00	$20,900 Land $3,500 Building $17,400	$83,600 (-43.13%) Land $14,000 Building $69,600
2020			$147,000 Land $21,500 Building $125,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSVILLE UTILITY DISTRICT serves 11,325 people · EPA ID TN0000430
Water Source	Purchased surface water from MANCHESTER WATER DEPARTMENT
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20