4192 Upson Point Rd, Dundee, NY 14837 Property Records

Yates County and Starkey Town property record for 4192 Upson Point Rd, Dundee, NY 14837

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 480 sqft · built 1960
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jul 2026)
Tax Bill	$6,647 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0404-000`

Property Details

APN / Parcel Number

Primary APN	`0404-000`
Alternative APNs	`348910704400010010000000` `573489 107.44-1-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	27,007 sqft (0.62 acres)
Lot Width	116 ft Width
View / Lot	Waterfront

Exterior Amenities

Porch	Patio
Porch Area	264 sqft
Shed	1 Shed
Shed Area	286 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0404-000
Street Address	4192 UPSON POINT RD
City	DUNDEE
State	NY
Zip	14837-9120
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	04 - FARM
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	YATES NY
Township / Civil Division	STARKEY
Census Block Group	1
Census Block	1026
Census Tract	150101

Owner

Source: Yates County and Starkey Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 FAIRWOOD BLUD, MOUNTAIN TOP, PA 18707
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	20262026-20753
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Jul 7, 2026
Property Address	4192 UPSON POINT RD, DUNDEE, NY 14837-9120
Document Number	0000020753
Instrument Date	Jun 25, 2026
Instrument	202620753
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 7, 2026

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Jul 5, 2023
Property Address	4192 UPSON POINT RD, DUNDEE, NY 14837-9120
Document Number	0202312098
Instrument Date	Jun 28, 2023
Instrument	2023-12098
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	TIMES SQUARE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4192 UPSON POINT RD, DUNDEE, NY 14837-9120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4158 POPLAR POINT RD, DUNDEE, NY 14837

Mortgage

Document Number	0202312099
Date	Jul 5, 2023
Instrument	2023-12099

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	12.1%
Max Rate	12.1%

Tax Assessment & Valuation

Source: Yates County and Starkey Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Starkey Town
Unified School District	Dundee Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,647.00 (-12.6%)
2025	$7,605.00	$430,000 (+67.32%) Land $331,000 Building $99,000	$430,000 (+37.2%) Land $331,000 Building $99,000
2023		$257,000 (-) Land $202,000 Building $55,000	$313,400 (+9.73%) Land $246,330 Building $67,070
2022		$257,000 Land $202,000 Building $55,000	$285,600 Land $224,479 Building $61,121
2020	$3,487.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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