Habersham County property record for 4191 Mud Creek Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,658 sqft · built 2004 |
| Lot Size | 2.69 acres (117,176 sqft) |
| Owner | Individual Name on File |
| Last Sale | $402,000 (Jan 2013) |
| Tax Bill | $6,810 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 047 004B |
| Primary APN | 047 004B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,658 sqft Heated Area |
| Gross Area | 7,994 sqft |
| 1st Floor Area | 2,507 sqft |
| Upper Floors Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 1,200 sqft |
| Basement Area | 2,426 sqft |
| Finished Basement | 2,426 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 117,176 sqft (2.69 acres) |
| Garage Area | 643 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 344 sqft |
| Deck Area | 307 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 385955 |
|---|---|
| Street Address | 4191 MUD CREEK RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-7142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-121 LT 1 PB 48-151 1015-118 |
| Legal Subdivision | LAUREL PLACE PH 01 |
| Legal Lot Number | 1 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 603 |
4191 Mud Creek Rd is owned and occupied by an individual who bought it in January 2013.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4191 MUD CREEK RD, CORNELIA, GA 30531-7142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2013 · Amount on File |
| Deed Sale | Jan 17, 2013 · Amount on File |
| Deed Document Number | 2013172 |
| Deed Book / Page | 1015 / 118 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4191 Mud Creek Rd was $6,810 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,810.00 Homeowner's exemption | $432,452 Land $17,200 Building $415,252 | $1,081,129 Land $43,000 Building $1,038,129 |
| 2023 | Homeowner's exemption | $348,568 (+18.51%) Land $10,500 Building $338,068 | $871,420 (+18.51%) Land $26,250 Building $845,170 |
| 2022 | Homeowner's exemption | $294,132 Land $7,500 Building $286,632 | $735,330 Land $18,750 Building $716,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4191 Mud Creek Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4191 Mud Creek Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
5G (outdoors only) and 4G LTE
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