4191 FM 1795, Gilmer, TX 75644 Property Records

Upshur County property record for 4191 FM 1795, Gilmer, TX 75644

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1 ba · 5,105 sqft
Lot Size	10.9 acres (477,330 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,695 (2026)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092U-S05-000-017`

Property Details

APN / Parcel Number

Primary APN	`092U-S05-000-017`
Alternative APN	`22910`

Interior

Full Baths	1 Bath
Building Area	5,105 sqft Total Area
1st Floor Area	1,927 sqft

Exterior

Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	477,330 sqft (10.9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	092U-S05-000-017
Street Address	4191 FM 1795
City	GILMER
State	TX
Zip	75644-3739
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	ABS A92 CABINESS, CHARLES A,TRACT 17, 10.958 ACRES & HOUSE
Legal Subdivision	CHARLES A SURVEY A-92
Legal Tract	17
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2025
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3722 HOLLY RD, GILMER, TX 75644-8883
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023
Deed Sale	Oct 26, 2023
Deed Document Number	20236881
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	4191 FM 1795, GILMER, TX 75644-3739
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3722 HOLLY RD, GILMER, TX 75644-8883

Mortgage

Document Number	0202402370
Date	Apr 17, 2024
Instrument	202402370

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	TYLER, TX 75702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Dec 14, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Harmony Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,695.00 (-4.24%)	$350,440 (-4.25%) Land $122,380 Building $228,060	$350,440 (-4.25%) Land $122,380 Building $228,060
2025	$5,947.00 (+184.27%)	$366,000 (+136.02%) Land $130,320 Building $235,680	$366,000 (+136.02%) Land $130,320 Building $235,680
2023		$155,070 Land $28,470 Building $126,600	$155,070 Land $28,470 Building $126,600
2022	$2,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000