4191 Emerald St, Oakland, CA 94609 Property Records

Alameda County property record for 4191 Emerald St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,614 sqft · built 1917
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Nov 2018)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-1003-4`

Property Details

APN / Parcel Number

Primary APN	`12-1003-4`
Alternative APN	`012-1003-004-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,700 sqft (0.085 acres)
View / Lot	Average
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4191 EMERALD ST
City	OAKLAND
State	CA
Zip	94609-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: AR: 0012 PAGE: 1003
Legal Subdivision	ALTON PARK
Legal Block	D
Legal Lot Number	39-41
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2002
Census Tract	401200

Owner

4191 Emerald St is owned and occupied by two individuals who bought it in November 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4191 EMERALD ST, OAKLAND, CA 94609-2638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Nov 5, 2018	Grant Deed, Transfer CITYWIDE HM LNS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Deed Document Number	2018213514
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0000213514
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4191 EMERALD ST, OAKLAND, CA 94609-2638
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 EMERALD ST, OAKLAND, CA 94609-2638

Mortgage

Document Number	0000048453
Date	Mar 7, 2022
Instrument	2022048453

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4191 EMERALD ST, OAKLAND, CA 94609-2638
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 EMERALD ST, OAKLAND, CA 94609-2638

Mortgage

Document Number	0000178645
Date	Jul 27, 2020
Instrument	2020178645

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 5, 2018
Property Address	4191 EMERALD ST, OAKLAND, CA 94609-2638
Document Number	0000213514
Instrument Date	Oct 26, 2018
Instrument	213514
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$248.60
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4191 EMERALD ST OAKLAND CA 946092638, OAKLAND, CA 94609-2638

Mortgage

Document Number	213515
Date	Nov 5, 2018
Instrument	213515

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4191 Emerald St was $3,552.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,850 (+2%) Land $34,011 Building $92,839
2025	$3,552.00	$124,364 Land $33,344 Building $91,020
2023	$3,446.00	$119,535 Land $32,049 Building $87,486	$1,277,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4191 Emerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4191 Emerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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