4191 Denton Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4191 Denton Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,552 sqft · built 1973
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on File
Last Sale	$236,500 (May 2020)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-2725-0027-00-5`

Property Details

APN / Parcel Number

Primary APN	`12-2725-0027-00-5`
Alternative APN	`11-12-2725-0027-00-5`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	133 ft deep x 99 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4191 DENTON DR
City	SAINT JOSEPH
State	MI
Zip	49085-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	LOT 27 GLENLORD SUB
Legal Subdivision	GLENLORD SUB
Legal Lot Number	27
Legal Unit	27
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1011
Census Tract	1400

Owner

4191 Denton Dr is owned and occupied by an individual who acquired it in February 2023.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Feb 23, 2023	Intrafamily Transfer, Transfer
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Book / Page	3274 / 484
Last Transfer Date	Feb 23, 2023
Transfer Doc	03398/3945
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 6, 2025
Property Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533
Document Number	03461/2724
Book / Page	3461 / 2724
Map Reference	LB 22 PG 12
Instrument Date	Sep 19, 2025
Instrument	2025443376
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533

Mortgage

Document Number	0034612726
Date	Oct 6, 2025
Instrument	3461/2726

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 23, 2023
Property Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533
Document Number	03398/3945
Book / Page	3398 / 3945
Map Reference	LB 22 PG 12
Instrument Date	Feb 20, 2023
Instrument	2023373414
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 4, 2020
Property Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533
Document Number	003274/484
Book / Page	3274 / 484
Map Reference	LB 22 PG 12
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,033.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533

Mortgage

Document Number	0003274487
Date	May 4, 2020
Instrument	3274/487

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 23, 2019
Property Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533
Document Number	03238/0859
Book / Page	3238 / 0859
Map Reference	LB 22 PG 12
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4191 DENTON DR, SAINT JOSEPH, MI 49085-9533

Mortgage

Document Number	0003238860
Date	May 23, 2019
Instrument	3238/860

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4191 Denton Dr was $3,313 with a homeowner's exemption, up 4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,900 (+9.69%)	$307,800 (+9.69%)
2025	$3,313.00 (+4.02%) Homeowner's exemption	$140,300	$280,600
2024	$3,185.00
2023		$114,000	$228,000
2022	$2,910.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4191 Denton Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2017)
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4191 Denton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet.

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