St. Clair County property record for 4190 V Achatz Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,868 sqft |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Feb 2017) |
| Tax Bill | $4,268 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-587-0119-000 |
| Primary APN | 74-30-587-0119-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,868 sqft Living Area |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 1,868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 16,291 sqft (0.374 acres) |
| Lot Dimensions | 163 ft deep x 100 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4190 V ACHATZ DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 119 RIVER RIDGE ESTATES NO 3 SPLIT ON 03/06/2006 FROM 30-041-1007-100; |
| Legal Subdivision | RIVER RIDGE ESTATES |
| Legal Lot Number | 119 |
| Legal Unit | 119 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 640100 |
4190 V Achatz Dr is owned and occupied by an individual who bought it in February 2017.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4190 V ACHATZ DR, SAINT CLAIR, MI 48079-3593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIMUTUAL MTG |
| Feb 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2017 · Amount on File |
| Deed Sale | Feb 16, 2017 · Amount on File |
| Prior Sale | Dec 10, 2009 · Amount on File |
| Deed Document Number | 20173917 |
| Deed Book / Page | 4800 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4190 V ACHATZ DR, SAINT CLAIR, MI 48079-3593 |
| Document Number | 0051860484 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | HURON TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4190 V ACHATZ DR ST CLAIR MI 480793593, ST CLAIR, MI 48079-3593 |
| Document Number | 0051860484 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 005186/000484 |
| Name | MIMUTUAL MTG |
|---|---|
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 16, 2017 |
| Property Address | 4190 V ACHATZ DR, SAINT CLAIR, MI 48079-3593 |
| Document Number | 0048000279 |
| Book / Page | 004800 / 000279 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,623.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2500 RIVER RD #57 MARYSVILLE MI 480401948, 57, MARYSVILLE, MI 48040-1948 |
| Document Number | 48000280 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 004800/000280 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2047 |
The 2025 property tax bill for 4190 V Achatz Dr was $4,268 with a homeowner's exemption, up 6% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,900 (+3.34%) | $457,800 | |
| 2025 | $4,268.00 (+5.96%) Homeowner's exemption | $221,500 | |
| 2024 | $4,028.00 | $443,000 | |
| 2023 | $175,600 | ||
| 2022 | $3,737.00 | $351,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4190 V Achatz Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4190 V Achatz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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