4190 Thomas St, Oceanside, CA 92056 Property Records

San Diego County property record for 4190 Thomas St, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1962
Square Footage969 sqft Living Area
Lot Size6,800 sqft (0.156 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2017)
Tax Bill$5,491.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-227-13-00
Alternative APN
  • 1662031300

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area969 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialGravel Roof
Lot Area6,800 sqft (0.156 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number1662031300
Street Address4190 THOMAS ST
CityOCEANSIDE
StateCA
Zip92056-4222
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 183 TR 004693
Legal SubdivisionLYNNWOOD KNOLLS
Legal Tract004693
Legal Block2
Legal Lot Number183
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2000
Census Tract18519

Owner

Source: San Diego County records · APN 166-227-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4190 THOMAS ST, OCEANSIDE, CA 92056-4222
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Apr 13, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2017 · Amount on Record
Deed SaleApr 13, 2017 · Amount on Record
Prior SaleJun 24, 2011 · Amount on Record
Deed Doc Number2017167062
Last Transfer DateJun 02, 2021
Transfer Doc0000431129
Record RefreshedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 10, 2021
Property Address4190 THOMAS ST, OCEANSIDE, CA 92056-4222
Document Number0000431129
Map ReferenceMAP 4693
Instrument DateJun 02, 2021
Instrument2021-0431129
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4190 THOMAS ST, OCEANSIDE, CA 92056-4222
InvestorPossibly a Property Investor

Mortgage

Document Number0000431130
DateJun 10, 2021
Instrument2021-0431130
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2017
Property Address4190 THOMAS ST, OCEANSIDE, CA 92056-4222
Document Number0000167062
Map ReferenceMAP4693
Instrument DateMar 08, 2017
Instrument2017-0167062
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4190 THOMAS ST, OCEANSIDE, CA 92056-4222
InvestorPossibly a Property Investor

Mortgage

Document Number0000167063
DateApr 13, 2017
Instrument2017-0167063
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Mortgage

Document Number0000167065
DateApr 13, 2017
Instrument2017-0167065
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeNegative Amortization
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$491,149 (+2%) Land $260,562 Building $230,587
2025$5,491.00 (+8.65%)$481,519 (+4.04%) Land $255,453 Building $226,066
2023$5,054.00 (+0.24%)$462,824 Land $245,535 Building $217,289
2022$5,042.00

Flood & Wildfire

4190 Thomas St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Thomas St

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