San Diego County property record for 4190 Thomas St, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1962 |
| Square Footage | 969 sqft Living Area |
| Lot Size | 6,800 sqft (0.156 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2017) |
| Tax Bill | $5,491.00 (2025) |
| Primary APN | 166-227-13-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 969 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Gravel Roof |
| Lot Area | 6,800 sqft (0.156 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Floor/Wall Furnace Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 1662031300 |
|---|---|
| Street Address | 4190 THOMAS ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 183 TR 004693 |
| Legal Subdivision | LYNNWOOD KNOLLS |
| Legal Tract | 004693 |
| Legal Block | 2 |
| Legal Lot Number | 183 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 18519 |
Source: San Diego County records · APN 166-227-13-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4190 THOMAS ST, OCEANSIDE, CA 92056-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 13, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on Record |
| Deed Sale | Apr 13, 2017 · Amount on Record |
| Prior Sale | Jun 24, 2011 · Amount on Record |
| Deed Doc Number | 2017167062 |
| Last Transfer Date | Jun 02, 2021 |
| Transfer Doc | 0000431129 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 10, 2021 |
| Property Address | 4190 THOMAS ST, OCEANSIDE, CA 92056-4222 |
| Document Number | 0000431129 |
| Map Reference | MAP 4693 |
| Instrument Date | Jun 02, 2021 |
| Instrument | 2021-0431129 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4190 THOMAS ST, OCEANSIDE, CA 92056-4222 |
| Investor | Possibly a Property Investor |
| Document Number | 0000431130 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-0431130 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2017 |
| Property Address | 4190 THOMAS ST, OCEANSIDE, CA 92056-4222 |
| Document Number | 0000167062 |
| Map Reference | MAP4693 |
| Instrument Date | Mar 08, 2017 |
| Instrument | 2017-0167062 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4190 THOMAS ST, OCEANSIDE, CA 92056-4222 |
| Investor | Possibly a Property Investor |
| Document Number | 0000167063 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 2017-0167063 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Number | 0000167065 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 2017-0167065 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $491,149 (+2%) Land $260,562 Building $230,587 | |
| 2025 | $5,491.00 (+8.65%) | $481,519 (+4.04%) Land $255,453 Building $226,066 |
| 2023 | $5,054.00 (+0.24%) | $462,824 Land $245,535 Building $217,289 |
| 2022 | $5,042.00 |
4190 Thomas St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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