4190 Stover Rd, Ostrander, OH 43061 Property Records

Delaware County property record for 4190 Stover Rd, Ostrander, OH 43061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,650 sqft · built 1987
Lot Size	2.42 acres (105,633 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2014)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400-200-01-071-001`

Property Details

APN / Parcel Number

Primary APN	`400-200-01-071-001`
Alternative APN	`331353.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	1,650 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	105,633 sqft (2.42 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	544 sqft
Deck Area	390 sqft
Patio Area	390 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4190 STOVER RD
City	OSTRANDER
State	OH
Zip	43061-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURVEY 3008
Legal Subdivision	VIRGINIA MILITARY SURV #3008
Jurisdiction	DELAWARE OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3056
Census Tract	12000

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4190 STOVER RD, OSTRANDER, OH 43061-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST OHIO HOME FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2014 · Amount on Record
Deed Sale	Apr 15, 2014 · Amount on Record
Prior Sale	Jul 9, 1996 · Amount on Record
Deed Document Number	20148417
Deed Book / Page	1280 / 2811
Prior Transfer Date	Apr 9, 2014
Prior Transfer Doc	0000008417
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4190 STOVER RD, OSTRANDER, OH 43061-9778
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 STOVER RD, OSTRANDER, OH 43061-9778

Mortgage

Document Number	0000007807
Date	Apr 20, 2023
Book Page	2027/418
Instrument	202300007807

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4190 STOVER RD, OSTRANDER, OH 43061-9778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021421
Date	Aug 1, 2017
Book Page	1517/1783
Instrument	201700021421

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4190 STOVER RD, OSTRANDER, OH 43061-9778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048068
Date	Nov 25, 2020
Book Page	1797/2354
Instrument	202000048068

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	40002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Scioto Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (+1.86%)	$99,120 (-) Land $32,060 Building $67,060	$283,200 (-) Land $91,600 Building $191,600
2024	$3,287.00 Homeowner's exemption	$99,120 (-) Land $32,060 Building $67,060
2023	$3,287.00 Homeowner's exemption	$99,120 Land $32,060 Building $67,060	$283,200 Land $91,600 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1980–2019)
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Consolidated Fiber Fiber	1,000 / 1,000

May also be available: Breezeline, T-Mobile.

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