4190 S Spruce St, Denver, CO 80237 Property Records

Denver City property record for 4190 S Spruce St, Denver, CO 80237

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,601 sqft · built 1970
Lot Size0.311 acres (13,555 sqft)
Owner2 Individual Names on File
Last Sale$790,000 (Nov 2024)
Tax Bill$4,085 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2024 Sale & Mortgage
APN07043-02-017-000

Property Details

APN / Parcel Number

Primary APN07043-02-017-000
Alternative APNs
  • 670504302017
  • 162059826

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,601 sqft Living Area
Gross Area1,918 sqft
1st Floor Area977 sqft
Basement Area759 sqft
Finished Basement683 sqft
Unfinished Basement76 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area13,555 sqft (0.311 acres)
Garage TypeAttached
Garage Area480 sqft
PorchOpen Frame Porch
Porch Area170 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4190 S SPRUCE ST
CityDENVER
StateCO
Zip80237-2167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-SU-D
Legal DescriptionLOT 2 BLK 1 PARK VISTA FLG # 3
Legal SubdivisionPARK
Legal Block1
Legal Lot Number2
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group3
Census Block3000
Census Tract6816

Owner

4190 S Spruce St is owned and occupied by two individuals who bought it in November 2024.

Source: Denver City records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4190 S SPRUCE ST, DENVER, CO 80237-2167
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
UMORTGAGE LLC
Nov 26, 2024Warranty Deed, Transfer · Conventional Mortgage
UMORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2024 · Amount on File
Deed SaleNov 26, 2024 · Amount on File
Prior SaleJun 9, 2006 · Amount on File
Deed Document Number2024110142
Prior Transfer DateMay 14, 2007
Prior Transfer Doc0000082338
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address4190 S SPRUCE ST, DENVER, CO 80237-2167
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4190 S SPRUCE ST, DENVER, CO 80237-2167

Mortgage

Document Number0000102322
DateOct 15, 2025
Instrument2025102322
Lender
NameUMORTGAGE LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENVER CO
Recording DateNov 26, 2024
Property Address4190 S SPRUCE ST, DENVER, CO 80237-2167
Document Number0000110142
Instrument DateNov 22, 2024
Instrument2024110142
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyEQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4190 S SPRUCE ST, DENVER, CO 80237-2167

Mortgage

Document Number0000110143
DateNov 26, 2024
Instrument2024110143
Lender
NameUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4190 S Spruce St was $4,085.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,085.00$53,410 Land $14,970 Building $14,970$757,500 Land $212,300 Building $545,200
2023$3,539.00$45,680 (+23.39%) Land $10,540 Building $35,140$736,800 (+38.29%) Land $212,300 Building $524,500
2022$37,020 Land $14,750 Building $22,270$532,800 Land $212,300 Building $320,500
2021$2,842.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4190 S Spruce St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4190 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
LiveWireNet
Fixed Wireless
250 / 100
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber, Starry.

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