Arenac County property record for 4190 Pinnacle Dr, Omer, MI 48749
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1972 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (May 2021) |
| Tax Bill | $3,317 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-0-R20-000-104-00 |
| Primary APN | 005-0-R20-000-104-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 142 ft deep x 120 ft wide |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4190 PINNACLE DR |
|---|---|
| City | OMER |
| State | MI |
| Zip | 48749-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 104 & 105 RIFLE RIVER VALLEY ESTATES |
| Legal Range | 04W |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | RIFLE RIVER VALLEY ESTATES |
| Legal Lot Number | 104-105 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 970300 |
Source: Arenac County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23515 ALLOR ST, SAINT CLAIR SHORES, MI 48082-2117 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2018 | Deed of Trust, Mortgage SMALL BUSINESS ADMINISTRATION |
| Jun 7, 2018 | Deed of Trust, Mortgage SMALL BUSINESS ADMINISTRATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 4190 PINNACLE DR, OMER, MI 48749-9535 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201801903 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 201801903 |
| Name | SMALL BUSINESS ADMINISTRATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 4190 PINNACLE DR, OMER, MI 48749-9535 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000003/0000000025 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 0000000003/0000000025 |
| Instrument | 201802028 |
| Name | SMALL BUSINESS ADMINISTRATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Deep River Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,100 | $270,200 | |
| 2025 | $3,317.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vogtmann Engineering Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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