4190 Overture Cir, Bradenton, FL 34209 Property Records

Manatee County property record for 4190 Overture Cir, Bradenton, FL 34209

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,520 sqft · built 2014
Owner	Company Name on Record
Last Sale	$465,000 (Mar 2023)
Tax Bill	$7,342 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51456.2785-9`

Property Details

APN / Parcel Number

Primary APN	`51456.2785-9`
Alternative APN	`3517065145627859`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	1,855 sqft
1st Floor Area	544 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Clay Tile
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3517065145627859
Street Address	4190 OVERTURE CIR
City	BRADENTON
State	FL
Zip	34209-5889
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BR_R-2
Legal Description	UNIT 511 BLDG 30 PALMA SOLA TRACE CONDO, PI#51456.2785/9
Legal Range	17E
Legal Township	35S
Legal Section	06
Legal Subdivision	PALMA SOLA TRACE
Legal Tract	5145601
Legal Block	30
Legal Unit	511
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	409

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8321 COLDWATER DR, POWELL, OH 43065-2506
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	202341032016
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 29, 2023
Property Address	4190 OVERTURE CIR, BRADENTON, FL 34209-5889
Document Number	0041032016
Map Reference	MB 46 PG 146
Instrument Date	Mar 24, 2023
Instrument	202341032016
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1413 HOLLY BLUE RUN, FUQUAY VARINA, NC 27526-3324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8321 COLDWATER DR, POWELL, OH 43065-2506

Mortgage

Document Number	0041032017
Date	Mar 29, 2023
Instrument	202341032017

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,750 (+164.1%) Building $284,750	$284,750 (-9.46%) Building $284,750
2024	$7,342.00 (+197.13%)
2023	$2,471.00 (+24.99%) Homeowner's exemption	$107,820 (+3%)	$314,500 (+24.8%) Building $314,500
2022	$1,977.00 Homeowner's exemption	$104,680	$252,000 Building $252,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile, Verizon.

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