4190 Olive Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4190 Olive Ridge Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 996 sqft · built 1962
Lot Size	10.3 acres (448,668 sqft)
Owner	2 Company Names on Record
Last Sale	$589,000 (May 2022)
Tax Bill	$6,628 (2025)
Deeds & Mortgages	Jul 2023 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`102-140-018-000`

Property Details

APN / Parcel Number

Primary APN	`102-140-018-000`
Alternative APNs	`10214018100` `1021401810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Lot Area	448,668 sqft
Terrain	Wooded
View / Lot	Average
Parking Spaces	2 Parking Spaces
Patio Area	996 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Street Address	4190 OLIVE RIDGE RD
City	PLACERVILLE
State	CA
Zip	95667-9359
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	PM 26/41/1
Legal Subdivision	A PORTION OF THE S2 S01T10NR09E MDM
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2011
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Intrafamily Transfer, Transfer
May 3, 2022	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Mar 1, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2018	Grant Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 17, 2018	Affidavit of Death, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	202220137
Last Transfer Date	Jul 6, 2023
Transfer Doc	0000018646
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 6, 2023
Property Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359
Document Number	0000018646
Map Reference	MB 26 PG 41
Instrument Date	Jul 6, 2023
Instrument	2023-0018646
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 3, 2022
Property Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359
Document Number	0000020137
Map Reference	MB 26 PG 41
Instrument Date	Apr 27, 2022
Instrument	2022-0020137
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359

Mortgage

Document Number	0000020138
Date	May 3, 2022
Instrument	2022-0020138

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 1, 2021
Property Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359
Document Number	0000014116
Map Reference	MB 26 PG 41
Instrument Date	Feb 26, 2021
Instrument	2021-0014116
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359

Mortgage

Document Number	0000014117
Date	Mar 1, 2021
Instrument	2021-0014117

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 17, 2018
Property Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359
Document Number	0000019025
Map Reference	MB 26 PG 41
Instrument Date	May 15, 2018
Instrument	2018-0019025
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359

Mortgage

Document Number	0000019026
Date	May 17, 2018
Instrument	2018-0019026

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	May 17, 2018
Property Address	4190 OLIVE RIDGE RD, PLACERVILLE, CA 95667-9359
Document Number	0000019024
Instrument Date	May 15, 2018
Instrument	19024
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1675 HOOKER OAK AVE CHICO CA 959261709, CHICO, CA 95926-1709

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,550 (+2%) Land $324,729 Building $312,821
2025	$6,628.00 (+2.06%) Homeowner's exemption	$625,050 (+4.04%) Land $318,362 Building $306,688
2024	$6,494.00 (+2.01%)
2023	$6,366.00 (+3.34%) Homeowner's exemption	$600,780 Land $306,000 Building $294,780
2022	$6,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1997–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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