Charles County property record for 4190 Houchen Pl, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,722 sqft · built 2004 |
| Lot Size | 3.68 acres (160,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,001 (Jun 2022) |
| Tax Bill | $16,714 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-007776 |
| Primary APN | 09-007776 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 3,516 sqft |
| 1st Floor Area | 2,722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 160,301 sqft |
| Garage Type | Attached |
| Garage Area | 794 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 683 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 007776 |
|---|---|
| Street Address | 4190 HOUCHEN PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-4411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | 3.683 AC E SI AQUASCO RD |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 851401 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4190 HOUCHEN PL, WALDORF, MD 20601-4411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2022 | Special Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | Nov 16, 2012 · Amount on Record |
| Deed Book / Page | 12582 / 255 |
| Prior Transfer Date | Feb 1, 2012 |
| Prior Transfer Doc | 0077400218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 8, 2022 |
| Property Address | 4190 HOUCHEN PL, WALDORF, MD 20601-4411 |
| Document Number | 0125820255 |
| Book / Page | 12582 / 255 |
| Map Reference | LB 20 FO 217 |
| Instrument Date | May 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4190 HOUCHEN PL, 4190, WALDORF, MD 20601-4411 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4190 HOUCHEN PL, WALDORF, MD 20601-4411 |
| Document Number | 0012582266 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 12582/266 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4190 HOUCHEN PL, WALDORF, MD 20601-4411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0112540406 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 11254/406 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,600 (+8.06%) Land $143,400 Building $474,200 | $617,600 (-) Land $143,400 Building $474,200 | |
| 2025 | $16,714.00 (+149.13%) | $571,533 (+19.22%) | $617,600 (+28.83%) Land $143,400 Building $474,200 |
| 2023 | $6,709.00 | $479,400 Land $143,400 Building $336,000 | $479,400 Land $143,400 Building $336,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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