4190 Fenner Rd, Cocoa, FL 32926 Property Records

Brevard County property record for 4190 Fenner Rd, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1983
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Jun 1999)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-35-25-00-278`

Property Details

APN / Parcel Number

Primary APN	`24-35-25-00-278`
Alternative APNs	`24-35-25-00-00278.0-0000.00` `2407558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Screened/Unfinished Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2407558
Street Address	4190 FENNER RD
City	COCOA
State	FL
Zip	32926-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EU2
Legal Description	PART OF SW 1/4 OF SW 1/4 OF NW 1/4 AS DESC IN ORB 2802 PG 2286
Legal Range	35E
Legal Township	24S
Legal Section	25
Legal Block	278
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2009
Census Tract	62402

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4190 FENNER RD, COCOA, FL 32926-4243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT COM LLC
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 12, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 1999 · Amount on Record
Deed Sale	Jun 17, 1999 · Amount on Record
Deed Book / Page	4026 / 2857
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4190 FENNER RD, COCOA, FL 32926-4243
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 FENNER RD, COCOA, FL 32926-4243

Mortgage

Document Number	0097730768
Date	Apr 27, 2023
Book Page	9773/768
Instrument	2023084326

Lender

Name	LOANDEPOT COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4190 FENNER RD, COCOA, FL 32926-4243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 FENNER RD, COCOA, FL 32926-4243

Mortgage

Document Number	0089891432
Date	Jan 22, 2021
Book Page	8989/1432
Instrument	2021016392

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4190 FENNER RD, COCOA, FL 32926-4243
Document Number	0082932539
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4190 FENNER RD COCOA FL 329264243, COCOA, FL 32926-4243

Mortgage

Document Number	0082932539
Date	Oct 25, 2018
Book Page	008293/002539
Instrument	239075

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,190 (+2.7%)	$238,060 (+7.87%)
2025	$1,668.00 (+12.63%) Homeowner's exemption	$114,110 (+5.98%)	$220,690 (-1.86%) Land $50,000 Building $170,690
2023	$1,481.00 (+7.4%) Homeowner's exemption	$107,670 (+2.99%)	$224,870 (+18.12%) Land $30,000 Building $194,870
2022	$1,379.00 Homeowner's exemption	$104,540	$190,370 Land $30,000 Building $160,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	6 (2008–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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