4190 Eagle Crest Dr, Birmingham, AL 35242 Property Records

Shelby County property record for 4190 Eagle Crest Dr, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,277 sqft · built 1997
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Mar 2016)
Tax Bill	$2,189 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093070006051000`

Property Details

APN / Parcel Number

Primary APN	`093070006051000`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,277 sqft Heated Area
1st Floor Area	1,817 sqft
Upper Floors Area	909 sqft
Basement Area	898 sqft
Finished Basement	919 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Masonite
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	197 ft deep x 111 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4190 EAGLE CREST DR
City	BIRMINGHAM
State	AL
Zip	35242-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 7 19S 01W NBRHD: 01 EAGLE POINT R-2
Legal Range	01W
Legal Township	19S
Legal Section	07
Legal Subdivision	EAGLE POINT 5TH SECTOR
Legal Lot Number	551
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2015
Census Tract	30348

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4190 EAGLE CREST DR, BIRMINGHAM, AL 35242-4945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 4, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2016 · Amount on Record
Deed Sale	Mar 25, 2016 · Amount on Record
Prior Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	201695380
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4190 EAGLE CREST DR, BIRMINGHAM, AL 35242-4945
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 EAGLE CREST DR, BIRMINGHAM, AL 35242-4945

Mortgage

Document Number	0000328750
Date	Oct 28, 2025
Instrument	20251028000328750

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4190 EAGLE CREST DR, BIRMINGHAM, AL 35242-4945
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 EAGLE CREST DR, BIRMINGHAM, AL 35242-4945

Mortgage

Document Number	0000183340
Date	May 4, 2022
Instrument	20220504000183340

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4190 EAGLE CREST DR, BIRMINGHAM, AL 35242-4945
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000353910
Date	Aug 17, 2020
Instrument	20200817000353910

Lender

Name	SOUTHPOINT FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,189.00 (-0.41%) Homeowner's exemption
2025	$2,198.00 (+7.06%)	$49,960 (+4.96%)	$499,500 (+4.96%) Land $120,000 Building $379,500
2023	$2,053.00 Homeowner's exemption	$47,600	$475,900 Land $100,000 Building $375,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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