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4190 Carter Ct, Denison, TX 75020 Property Records

Grayson County property record for 4190 Carter Ct, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details1,952 sqft · built 2023
Lot Size0.124 acres (5,401 sqft)
OwnerIndividual Name on Record
Last Sale$393,874 (Oct 2023)
Tax Bill$6,851 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN102 8354026

Property Details

APN / Parcel Number

Primary APN102 8354026
Alternative APN
  • 446605

Interior

Stories1 Story
Building Area1,952 sqft Living Area
Gross Area2,350 sqft
1st Floor Area1,952 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Lot Area5,401 sqft (0.124 acres)
Garage TypeAttached
Garage Area398 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area169 sqft

Location & Zoning

Street Address4190 CARTER CT
CityDENISON
StateTX
Zip75020-0102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE PHASE 5, LOT 26, ACRES .124
Legal SubdivisionTHE RESERVE PHASE 5
Legal Lot Number26
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1065
Census Tract901

Owner

Source: Grayson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4190 CARTER CT, DENISON, TX 75020-0102
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
WINTEX GROUP LLC
Mar 13, 2023Special Warranty Deed, Transfer
TEXAS PARTNERS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2023 · Amount on Record
Deed SaleOct 16, 2023 · Amount on Record
Prior SaleMar 13, 2023
Deed Document Number202327672
Record UpdatedOct 29, 2026

October 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateOct 16, 2023
Property Address4190 CARTER CT, DENISON, TX 75020-0102
Document Number0000027672
Map ReferenceDOC 2023-10
Instrument DateOct 13, 2023
Instrument2023-27672
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4190 CARTER CT, DENISON, TX 75020-0102

Mortgage

Document Number0000027673
DateOct 16, 2023
Instrument2023-27673
Lender
NameWINTEX GROUP LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGRAYSON TX
Recording DateMar 13, 2023
Property Address4190 CARTER CT, DENISON, TX 75020-0102
Document Number0000006042
Map ReferenceFILE 2023-10
Instrument DateMar 10, 2023
Instrument2023-6042
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyTEXAS PARTNERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5601 DEMOCRACY DR, PLANO, TX 75024-3687

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,851.00 (-24.63%) Homeowner's exemption$375,179 Land $44,670 Building $330,509$375,179 Land $44,670 Building $330,509
2024$9,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–2017)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber		1,000 / 1,000

May also be available: TekWav, Verizon.

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