419 Wise Rd, Morganton, GA 30560 Property Records

Fannin County property record for 419 Wise Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,680 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2020)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0005 004G1`

Property Details

APN / Parcel Number

Primary APN	`0005 004G1`
Alternative APN	`18626`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,680 sqft Heated Area
1st Floor Area	80 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Unfinished Basement	1,088 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,088 sqft
Deck Area	246 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18626
Street Address	419 WISE RD
City	MORGANTON
State	GA
Zip	30560-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL302 DB 1381-751* 1.00 AC
Legal Subdivision	ZONE 5 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records · APN 0005 004G1

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	419 WISE RD, MORGANTON, GA 30560-3919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2018	Deed of Trust, Mortgage MCKOY MATTHEW TAYLOR
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Oct 29, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	20202952
Deed Book / Page	1381 / 751
Prior Transfer Date	Dec 30, 2010
Prior Transfer Doc	000953/366
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	419 WISE RD, MORGANTON, GA 30560-3919
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001258/667
Date	Jul 06, 2018
Book Page	1258/667
Instrument	2293060006

Lender

Name	MCKOY MATTHEW TAYLOR

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 01, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	419 WISE RD, MORGANTON, GA 30560-3919
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 WISE RD, MORGANTON, GA 30560-3919
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001359/0000000568
Date	Jul 27, 2020
Book Page	0000001359/0000000568

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 29, 2020
Property Address	419 WISE RD, MORGANTON, GA 30560-3919
Document Number	001381/751
Book / Page	1381 / 751
Instrument Date	Oct 29, 2020
Instrument	2020-002952
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 WISE RD, MORGANTON, GA 30560-3919

Mortgage

Document Number	0000001381/0000000753
Date	Nov 02, 2020
Book Page	0000001381/0000000753
Instrument	002533980014

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00 (-22.59%)	$172,669 (+21.11%) Land $4,713 Building $167,956	$431,673 (+21.11%) Land $11,783 Building $419,890
2023		$142,568 (-1.21%) Land $4,713 Building $137,855	$356,420 (-1.21%) Land $11,783 Building $344,637
2022	$2,023.00	$144,313 Land $4,713 Building $139,600	$360,784 Land $11,783 Building $349,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 37 locations within half a mile of this property.

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