419 W 7th St, Covington, KY 41011 Property Records

Kenton County property record for 419 W 7th St, Covington, KY 41011

Property Summary

Property Type	Parking Lot
Lot Size	0.396 acres (17,232 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Jan 2020)
Tax Bill	$7,618 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-13-001.06`

Property Details

APN / Parcel Number

Primary APN	`040-43-13-001.06`

Exterior

Lot Area	17,232 sqft (0.396 acres)
Lot Dimensions	124 ft deep x 125 ft wide

Location & Zoning

Street Address	419 W 7TH ST
City	COVINGTON
State	KY
Zip	41011
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	CHESTER & MANSFIELD BLK 38 PT 2-3-4-5-10 0.3956 ACS W 7TH & BAKEWELL STS & PT TWO ALLEYS
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	38
Legal Block	38
Legal Lot Number	2,3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

419 W 7th St, a commercial property, is owned by a company that bought it in January 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	419 GREENUP ST, COVINGTON, KY 41011-2519
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTH SIDE BANK & TRUST COMPANY
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Jan 13, 2020	Warranty Deed, Transfer · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Deed Document Number	20205900062
Deed Book / Page	2 / 176
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	419 W 7TH ST, COVINGTON, KY 41011
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E 4TH ST, COVINGTON, KY 41011-1752

Mortgage

Document Number	0005900058
Date	Aug 12, 2022
Book Page	397/421
Instrument	22081205900058

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45233

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	419 W 7TH ST, COVINGTON, KY 41011
Document Number	0000000063
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 RIVERSIDE PL COVINGTON KY 410115700, COVINGTON, KY 41011-5700

Mortgage

Document Number	0000000063
Date	Jan 13, 2020
Book Page	0000M3/000077
Instrument	63

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 12, 2027

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 13, 2020
Property Address	419 W 7TH ST, COVINGTON, KY 41011
Document Number	0000000062
Book / Page	000002 / 000176
Instrument Date	Jan 7, 2020
Instrument	62
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 RIVERSIDE PL #201 COVINGTON KY 410115703, 201, COVINGTON, KY 41011-5703

Mortgage

Document Number	63
Date	Jan 13, 2020
Book Page	0000M3/000077
Instrument	63

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 12, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 419 W 7th St was $7,618.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,000 (-) Land $535,000 Building $40,000	$575,000 (-) Land $535,000 Building $40,000
2025	$7,618.00	$575,000 Land $535,000 Building $40,000	$575,000 Land $535,000 Building $40,000
2023	$7,659.00	$575,000 Land $535,000 Building $40,000	$575,000 Land $535,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 W 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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