419 W 1st Ave, Windermere, FL 34786 Property Records

Orange County property record for 419 W 1st Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,483 sqft · built 1979
Lot Size	0.39 acres (16,999 sqft)
Owner	2 Individual Names on File
Last Sale	$878,000 (Mar 2020)
Tax Bill	$12,830 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-30-511`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-30-511`
Alternative APNs	`282317933630511` `284659` `289507` `293673`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,483 sqft Living Area
Gross Area	5,417 sqft
1st Floor Area	4,483 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,999 sqft (0.39 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	406 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	419 W 1ST AVE
City	WINDERMERE
State	FL
Zip	34786-8505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 THE E1/2 OF LOTS 51C & 52C & S 10 FT OF ST ON N
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	30
Legal Lot Number	10,51
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14809

Owner

419 W 1st Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	419 W 1ST AVE, WINDERMERE, FL 34786-8505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Mar 2, 2020	Warranty Deed, Transfer MORTGAGE EQUITY PTRS
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Nov 26, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Document Number	2020133976
Transfer Doc	5996003539
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	419 W 1ST AVE, WINDERMERE, FL 34786-8505
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419W W 1ST AVE, WINDERMERE, FL 34786-8505

Mortgage

Document Number	0000770526
Date	Dec 17, 2021
Instrument	20210770526

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 2, 2020
Property Address	419 W 1ST AVE, WINDERMERE, FL 34786-8505
Document Number	0000133976
Instrument Date	Feb 28, 2020
Instrument	133976
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	TITLE TEAM LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	419 W IST AVE WINDERMERE FL 34786, WINDERMERE, FL 34786

Mortgage

Document Number	133977
Date	Mar 2, 2020
Instrument	133977

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	419 W 1ST AVE, WINDERMERE, FL 34786-8505
Document Number	0000783106
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	419 W 1ST AVE WINDERMERE FL 347868505, WINDERMERE, FL 34786-8505

Mortgage

Document Number	0000783106
Date	Dec 13, 2019
Instrument	783106

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 26, 2018
Property Address	419 W 1ST AVE, WINDERMERE, FL 34786-8505
Document Number	0000681536
Instrument Date	Nov 9, 2018
Instrument	681536
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	419 W 1ST AVE WINDERMERE FL 347868505, WINDERMERE, FL 34786-8505

Tax Assessment & Valuation

The 2025 property tax bill for 419 W 1st Ave was $12,830, up 6.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,676 (+2.7%)	$1,133,640 (-1.09%) Land $300,000 Building $833,640
2025	$12,830.00 (+6.92%) Homeowner's exemption	$777,679	$1,146,190 Land $300,000 Building $846,190
2024	$12,000.00 (+3.31%)
2023	$11,616.00 (+2.88%) Homeowner's exemption	$704,972 (+3%)	$1,018,320 (+17.94%) Land $300,000 Building $718,320
2022	$11,291.00 Homeowner's exemption	$684,439	$863,457 Land $260,000 Building $603,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 W 1st Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 W 1st Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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