419 Vincent Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 419 Vincent Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,968 sqft · built 2016
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2021)
Tax Bill	$22,984 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`013089 27.20-2-7`

Property Details

APN / Parcel Number

Primary APN	`013089 27.20-2-7`
Alternative APNs	`308902702000020070000000` `02702000020070000000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,968 sqft Living Area
1st Floor Area	2,163 sqft
2nd Floor Area	1,805 sqft
Basement Area	63 sqft
Finished Basement	63 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	100,624 sqft (2.31 acres)
Lot Dimensions	356 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	200 sqft
Canopy	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02702000020070000000
Street Address	419 VINCENT DR
City	SCHENECTADY
State	NY
Zip	12303-5268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	OAKWOOD MANOR SEC 5 LOT 6
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1018
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 VINCENT DR, SCHENECTADY, NY 12303-5268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Oct 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Jan 12, 2010 · Amount on Record
Deed Document Number	202131915
Prior Transfer Date	Oct 13, 2021
Prior Transfer Doc	0000001915
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	Jun 15, 2026
Property Address	419 VINCENT DR, SCHENECTADY, NY 12303-5268
Document Number	0000011137
Instrument Date	Jun 2, 2026
Instrument	202611137
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VINCENT DR, SCHENECTADY, NY 12303-5268

Mortgage

Document Number	0000011137,
Date	Jun 15, 2026
Instrument	202611137

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2046

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 21, 2021
Property Address	419 VINCENT DR, SCHENECTADY, NY 12303-5268
Document Number	0000001915
Map Reference	MAP 9289 DR 172
Instrument Date	Oct 13, 2021
Instrument	R2021-31915
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 NATHANIEL DRIVE, 2, SCHENECTADY, NY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	419 VINCENT DR, SCHENECTADY, NY 12303-5268

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,984.00 (-0.54%)
2025	$23,108.00 (+25%)	$824,000 (-) Land $219,000 Building $605,000	$1,098,667 (+13.33%) Land $292,000 Building $806,667
2023		$824,000 (-) Land $219,000 Building $605,000	$969,412 (+7.06%) Land $257,647 Building $711,765
2022		$824,000 Land $219,000 Building $605,000	$905,495 Land $240,659 Building $664,836
2021	$18,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vincent Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures