419 Valentine Rd, Ray, OH 45672 Property Records

Jackson County property record for 419 Valentine Rd, Ray, OH 45672

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 1,760 sqft · built 2004
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2009)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`E080050010000`

Property Details

APN / Parcel Number

Primary APN	`E080050010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	871,200 sqft (20 acres)
Terrain	Steep
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Lean-To	100 sqft
Pole Barn	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	419 VALENTINE RD
City	RAY
State	OH
Zip	45672-9613
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E 1/2 SW QT OF NW QT
Legal Range	00
Legal Township	00
Legal Section	35
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1067
Census Tract	957400

Owner

419 Valentine Rd, a mobile home, is owned and occupied by an individual who acquired it in January 2020.

Source: Jackson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	419 VALENTINE RD, RAY, OH 45672-9613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 27, 2015	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK NA
Dec 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage CSMC INC
Jan 7, 2020	Intrafamily Transfer, Transfer
Jan 26, 2009	Limited Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICES CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2009 · Amount on File
Deed Sale	Jan 26, 2009 · Amount on File
Prior Sale	Nov 8, 2004 · Amount on File
Deed Document Number	2009270
Deed Book / Page	65 / 2895
Last Transfer Date	Jan 6, 2020
Transfer Doc	00144/2437
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	419 VALENTINE RD, RAY, OH 45672-9613
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VALENTINE RD, RAY, OH 45672-9613

Mortgage

Document Number	00172/1207
Date	May 18, 2023
Book Page	172/1207
Instrument	202300001447

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	419 VALENTINE RD, RAY, OH 45672-9613
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VALENTINE RD, RAY, OH 45672-9613

Mortgage

Document Number	00190/1781
Date	Oct 16, 2025
Book Page	190/1781
Instrument	202503326

Lender

Name	PEOPLES BANK
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	419 VALENTINE RD, RAY, OH 45672-9613
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00113/1138
Date	Oct 27, 2015
Book Page	113/1138
Instrument	201500003198

Lender

Name	PEOPLES BANK NA
Type	Bank
Address	JACKSON, OH 45640

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	419 VALENTINE RD, RAY, OH 45672-9613
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SUN TITLE AGENCY LLC, DUNN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00038/0954
Date	Dec 7, 2005
Book Page	038/0954
Instrument	200500051947

Lender

Name	CSMC INC
Address	MILWAUKEE, WI 53226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2006

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OH
Recording Date	Jan 7, 2020
Property Address	419 VALENTINE RD, RAY, OH 45672-9613
Document Number	00144/2437
Book / Page	144 / 2437
Instrument Date	Jan 6, 2020
Instrument	202000000081
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	419 VALENTINE RD, RAY, OH 45672-9613

January 2009: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Jan 26, 2009
Property Address	419 VALENTINE RD, RAY, OH 45672-9613
Document Number	00065/2895
Book / Page	065 / 2895
Instrument Date	Jan 22, 2009
Instrument	200900000270
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VALENTINE RD, RAY, OH 45672-9613

Mortgage

Document Number	00065/2897
Date	Jan 26, 2009
Book Page	065/2897
Instrument	200900000271

Lender

Name	AMERICAN MORTGAGE SERVICES CO
Type	Non-Lending Institution
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 419 Valentine Rd was $2,522.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Jackson Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00	$55,630 Land $19,040 Building $36,590	$158,940 Land $54,400 Building $104,540
2023	$2,614.00 (+66.18%)	$55,630 (+67.96%) Land $19,040 Building $36,590
2022	$1,573.00	$33,120 Land $11,690 Building $21,430
2020			$158,940 Land $54,400 Building $104,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Valentine Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1997–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Valentine Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

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