419 Toni Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 419 Toni Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,817 sqft · built 1998
Lot Size	0.086 acres (3,759 sqft)
Owner	Individual Name on File
Last Sale	$72,809 (May 2015)
Tax Bill	$4,050 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-350-290-000`

Property Details

APN / Parcel Number

Primary APN	`213-350-290-000`
Alternative APN	`213-350-29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,817 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,759 sqft (0.086 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-350-29
Street Address	419 TONI LN
City	TRACY
State	CA
Zip	95376-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	96-FM PT OF 213-070-60 PER CALIFORNIA MIRAGE
Legal Subdivision	CALIFORNIA MIRAGE
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5310

Owner

419 Toni Ln is owned by an individual who bought it in May 2015.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	47 W 6TH ST, TRACY, CA 95376-4109
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2015 · Amount on File
Deed Sale	May 15, 2015 · Amount on File
Prior Sale	Oct 3, 2013 · Amount on File
Deed Document Number	201555381
Prior Transfer Date	May 11, 2015
Prior Transfer Doc	0000055381
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 8, 2026
Property Address	419 TONI LN, TRACY, CA 95376-2065
Document Number	0000042132
Instrument Date	May 6, 2026
Instrument	202642132
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27380 S LEEWARD WAY, TRACY, CA 95304-8603

Mortgage

Document Number	0000042132,
Date	May 8, 2026
Instrument	202642132

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	419 TONI LN, TRACY, CA 95376-2065
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27380 S LEEWARD WAY, TRACY, CA 95304-8603

Mortgage

Document Number	0000134184
Date	Oct 8, 2020
Instrument	2020-134184

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 419 Toni Ln was $4,050, up 0.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,050.00 (+0.12%)
2025	$4,045.00	$329,112 Land $92,633 Building $236,479
2023	$3,682.00 (+2.11%)	$316,335 Land $89,037 Building $227,298	$587,250
2022	$3,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Toni Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Toni Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, Verizon.

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