Fort Bend County property record for 419 Summer Trace Ln, Richmond, TX 77406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,653 sqft · built 2007 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,636 (2025) |
| Deeds & Mortgages | Sep 2025 Construction Loan Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R317443 |
| Primary APN | R317443 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,653 sqft Living Area |
| 1st Floor Area | 2,072 sqft |
| 2nd Floor Area | 1,581 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 151 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R317443 |
|---|---|
| Street Address | 419 SUMMER TRACE LN |
| City | RICHMOND |
| State | TX |
| Zip | 77406-2190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERS EDGE SEC 1, BLOCK 9, LOT 6 |
| Legal Subdivision | RIVERS EDGE SEC 1 |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 673401 |
Source: Fort Bend County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 419 SUMMER TRACE LN, RICHMOND, TX 77406-2190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 23, 2019 | Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2019 |
| Deed Sale | Oct 23, 2019 |
| Prior Sale | Sep 11, 2007 |
| Deed Document Number | 2019121346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 419 SUMMER TRACE LN, RICHMOND, TX 77406-2190 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 419 SUMMER TRACE LN, RICHMOND, TX 77406-2190 |
| Document Number | 0000097836 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025097836 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Nov 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Oct 23, 2019 |
| Property Address | 419 SUMMER TRACE LN, RICHMOND, TX 77406-2190 |
| Document Number | 0000121346 |
| Map Reference | PL 20040101 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 2019121346 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 SUMMER TRACE LN, RICHMOND, TX 77406-2190 |
| Document Number | 0000121347 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019121347 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Lamar Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,636.00 (-40.09%) Homeowner's exemption | $420,476 (+1%) Land $63,882 Building $375,769 | $439,651 (+0.36%) Land $63,882 Building $375,769 |
| 2024 | $7,738.00 (+90.4%) Homeowner's exemption | $382,251 (+1%) Land $63,882 Building $374,190 | $438,072 (+2.56%) Land $63,882 Building $374,190 |
| 2023 | $4,064.00 (-8.88%) Homeowner's exemption | $347,501 Land $49,140 Building $377,994 | $427,134 Land $49,140 Building $377,994 |
| 2018 | $4,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 574 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 574 in force |
| Nearby Flood Claims | 154 (2012–2024) |
| Claims Outside the SFHA | 7 of 154 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 140 RIVERS EDGE serves 2,547 people · EPA ID TX0790445 |
|---|---|
| Water Source | Purchased groundwater from CITY OF RICHMOND |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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