419 Sternwheeler Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 419 Sternwheeler Ct, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,675 sqft · built 1981
Lot Size	0.042 acres (1,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,900 (May 2021)
Tax Bill	$5,122 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-01907427`

Property Details

APN / Parcel Number

Primary APN	`09-01907427`
Alternative APN	`01907427`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,675 sqft Living Area
1st Floor Area	680 sqft
Basement Area	315 sqft
Finished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,839 sqft (0.042 acres)
Garage Type	Attached
Garage Area	336 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01907427
Street Address	419 STERNWHEELER CT
City	GAITHERSBURG
State	MD
Zip	20877-3416
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	AUDUBON SQUARE
Legal Subdivision	AUDUBON SQUARE
Legal Block	A
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	700725

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 17, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 26, 2021	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 11, 2020	Deed of Trust, Mortgage · Conventional with PMI ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Jan 28, 1988 · Amount on Record
Deed Book / Page	63115 / 29
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 10, 2026
Property Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416
Document Number	7071000377
Book / Page	70712 / 377
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416

Mortgage

Document Number	7071000377,
Date	Jul 10, 2026
Book Page	70712/377

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	May 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416

Mortgage

Document Number	0674300376
Date	Oct 4, 2023
Book Page	67430/376

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	May 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416

Mortgage

Document Number	0663930283
Date	Oct 17, 2022
Book Page	66393/283

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 26, 2021
Property Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416
Document Number	0631150029
Book / Page	63115 / 29
Map Reference	MB 108 PL 12512
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,336.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416

Mortgage

Document Number	6311538
Date	May 26, 2021
Instrument	63115/38

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Mortgage

Document Number	0631150062
Date	May 26, 2021
Book Page	63115/62

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	419 STERNWHEELER CT, GAITHERSBURG, MD 20877-3416
Document Number	0592960375
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	419 STERNWHEELER CT GAITHERSBURG MD 208773416, GAITHERSBURG, MD 20877-3416

Mortgage

Document Number	0592960375
Date	Mar 27, 2020
Book Page	059296/000375

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,500 (+11.44%) Land $150,000 Building $263,500	$413,500 (-) Land $150,000 Building $263,500
2025	$5,122.00 (+67.88%)	$371,067 (+29.65%)	$413,500 (+44.48%) Land $150,000 Building $263,500
2023		$286,200 Land $120,000 Building $166,200	$286,200 Land $120,000 Building $166,200
2022	$3,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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