Douglas County property record for 419 Riverside Dr, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,672 sqft · built 1980 |
| Lot Size | 0.886 acres (38,584 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $6,458 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Apr 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 1866-2596-21 |
| Primary APN | 1866-2596-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 1,522 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,150 sqft |
| Unfinished Basement | 200 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,584 sqft (0.886 acres) |
| Lot Dimensions | 371 ft deep x 104 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 388 sqft |
| Patio Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2118662596 |
|---|---|
| Street Address | 419 RIVERSIDE DR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-9791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIVERSIDE LAKES LOT 286 BLOCK 0 IRREG |
| Legal Subdivision | RIVERSIDE LAKES |
| Legal Lot Number | 286 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7508 |
Source: Douglas County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 419 RIVERSIDE DR, WATERLOO, NE 68069-9791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Jan 5, 2024 | Intrafamily Transfer, Transfer |
| Apr 7, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jan 5, 2024 |
| Property Address | 419 RIVERSIDE DR, WATERLOO, NE 68069-9791 |
| Document Number | 0000001343 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 2024001343 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 419 RIVERSIDE DR, WATERLOO, NE 68069-9791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031615 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 2020031615 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,458.00 (+12.29%) | $430,100 (+12.56%) Land $65,000 Building $365,100 | $430,100 (+12.56%) Land $65,000 Building $365,100 |
| 2024 | $5,751.00 (-17.67%) | ||
| 2023 | $6,985.00 (+8.89%) | $382,100 Land $65,000 Building $317,100 | $382,100 Land $65,000 Building $317,100 |
| 2022 | $6,415.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 72% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOUGLAS CO SID 177 - RIVERSIDE LAKES private · serves 330 people · EPA ID NE3105508 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Metronet.
5G (outdoors only) and 4G LTE
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