Cherokee County property record for 419 Ridge Cliff Rd, Marble, NC 28905 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,556 sqft Heated Area |
| Lot Size | 195,149 sqft (4.48 acres) |
| Garage | 440 sqft |
| Last Sale | $266,000 (2022) |
| Tax Bill | $997.00 (2025) |
Source: Cherokee County records · APN 553500442885000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 6174, DIBERVILLE, MS 39540-6174 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 20, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Mar 17, 2022 | Trustee's Deed, Foreclosure ALBERTELLI LAW-TITLE, ALBERTELLI LAW TITLE |
| Jul 05, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 05, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on Record |
| Deed Sale | Jun 20, 2022 · Amount on Record |
| Prior Sale | Mar 17, 2022 · Amount on Record |
| Deed Doc Number | 4103 |
| Deed Book / Page | 1714 / 1303 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 20, 2022 |
| Property Address | 419 RIDGE CLIFF RD, MARBLE, NC 28905-6201 |
| Document Number | 01714/1303 |
| Book / Page | 1714 / 1303 |
| Instrument Date | May 18, 2022 |
| Instrument | 4103 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $532.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2900 ESPERANZA XING, 2900, AUSTIN, TX 78758-3658 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6174, DIBERVILLE, MS 39540-6174 |
| Document Number | 0017141309 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 1714/1309 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 17, 2022 |
| Property Address | 419 RIDGE CLIFF RD, MARBLE, NC 28905-6201 |
| Document Number | 01706/1170 |
| Book / Page | 1706 / 1170 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 1729 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 06, 2022 |
| Title Company | ALBERTELLI LAW-TITLE, ALBERTELLI LAW TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $329.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2900 ESPERANZA, CRESCENT, TX |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 419 RIDGE CLIFF RD, MARBLE, NC 28905-6201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 01564/0082 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 01564/0082 |
| Instrument | 02901 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 909 Months |
| Due | Apr 09, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Type Change Date | Jul 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 4.48% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 419 RIDGE CLIFF RD, MARBLE, NC 28905-6201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01564/0065 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 01564/0065 |
| Instrument | 02900 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 909 Months |
| Due | Apr 09, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Type Change Date | Jul 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 4.48% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 5% |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $997.00 | $137,370 (-) | $137,370 (-) Land $30,310 Building $107,060 |
| 2023 | $137,370 | $137,370 Land $30,310 Building $107,060 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 356 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 553500442885000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,556 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Plywood Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 195,149 sqft (4.48 acres) |
| Depth X Width | 605 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Deck Area | 190 sqft Deck |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 112 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 57759 |
|---|---|
| Street Address | 419 RIDGE CLIFF RD |
| City | MARBLE |
| State | NC |
| Zip | 28905-6201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BURNT BRANCH & TRS 2 & 3 1706/1170 |
| Legal Subdivision | BRANCH SUBDIVISION |
| Legal Tract | 2&3 |
| Legal Lot Number | 10 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | VALLEYTOWN |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 930200 |
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