Passaic County and Wayne Township property record for 419 Ratzer Rd, Wayne, NJ 07470 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,086 sqft · built 1973 |
| Lot Size | 0.579 acres (25,208 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Apr 2022) |
| Tax Bill | $15,433 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02320-0000-00024 |
| Primary APN | 14-02320-0000-00024 |
|---|---|
| Alternative APN |
|
| Building Area | 2,086 sqft Living Area |
|---|
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Lot Area | 25,208 sqft (0.579 acres) |
| Street Address | 419 RATZER RD |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-5403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2320 |
| Legal Lot Number | 24 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records · APN 14-02320-0000-00024
Assessment roll updated July 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2022 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 18, 2021 | Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2021 · Amount on Record |
| Deed Document Number | 202222220 |
| Deed Book / Page | 4292 / 228 |
| Prior Transfer Date | Feb 08, 1999 |
| Prior Transfer Doc | 0000034980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Document Number | 0000002793 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | M18779/201 |
| Instrument | 2024002793 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Document Number | 0000027648 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | M18608/125 |
| Instrument | 2023027648 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 20, 2022 |
| Property Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Document Number | 0000022220 |
| Book / Page | D4292 / 228 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022022220 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | MAK ABSTRACT LLC, PEAK ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 BARTHOLF AVE, 300, POMPTON LAKES, NJ 07442-1352 |
| Name | Verified Name |
|---|---|
| Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Document Number | 0000022221 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022022221 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 18, 2021 |
| Property Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Document Number | 0000065326 |
| Book / Page | D4155 / 70 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021065326 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | MAK ABSTRACT LLC, PEAK ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 MINERAL SPRING AVE, 80, PASSAIC, NJ 07055-2515 |
| Name | Verified Name |
|---|---|
| Address | 419 RATZER RD, WAYNE, NJ 07470-5403 |
| Document Number | 0000065327 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021065327 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,300 (-) Land $103,300 Building $154,000 | $257,300 (-) Land $103,300 Building $154,000 | |
| 2025 | $15,433.00 (+0.88%) | $257,300 (-) Land $103,300 Building $154,000 | $257,300 (-) Land $103,300 Building $154,000 |
| 2024 | $15,299.00 (+5.17%) | ||
| 2023 | $257,300 Land $103,300 Building $154,000 | $257,300 Land $103,300 Building $154,000 | |
| 2022 | $14,547.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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