419 Railroad St, Reading, MI 49274 Property Records

Hillsdale County property record for 419 Railroad St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,468 sqft
Lot Size	0.531 acres (23,130 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Nov 2022)
Tax Bill	$427 (2021)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-090-001-032`

Property Details

APN / Parcel Number

Primary APN	`20-090-001-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,468 sqft Living Area
Gross Area	4,692 sqft
1st Floor Area	4,692 sqft
Basement Area	1,422 sqft
Unfinished Basement	1,422 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,130 sqft (0.531 acres)
Lot Dimensions	165 ft deep x 140 ft wide
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	419 RAILROAD ST
City	READING
State	MI
Zip	49274-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LDRES
Legal Description	S 57.75 FT LOT 9 ALSO LOT 10 PROUTYS SOUTH ADD SEC 26 T7S R4W CITY OF READING SPLIT ON 02/07/2024 WITH 20 090 001 010 INTO 20
Legal Range	04W
Legal Township	07S
Legal Section	26
Legal Subdivision	SOUTH ADD
Legal Lot Number	9,10
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5034
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 54, READING, MI 49274-0054
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2022	Warranty Deed, Transfer
Dec 17, 2021	Land Contract, Transfer
Oct 29, 2021	Land Contract, Transfer · Land Contract TSR REAL ESTATE VENTURES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Nov 1, 2022
Deed Document Number	2022594629
Deed Book / Page	1838 / 293
Prior Transfer Date	Jan 7, 1993
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 1, 2022
Property Address	419 RAILROAD ST, READING, MI 49274-3104
Document Number	001838/291
Book / Page	1838 / 291
Instrument Date	Oct 29, 2022
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8760 S EDON RD, READING, MI 49274-9880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 E LIBERTY RD, CLARKLAKE, MI 49234-9604

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 1, 2022
Property Address	419 RAILROAD ST, READING, MI 49274-3104
Document Number	001838/293
Book / Page	1838 / 293
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3323 E LIBERTY RD, CLARKLAKE, MI 49234-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, READING, MI 49274-0054

December 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HILLSDALE MI
Recording Date	Dec 17, 2021
Property Address	419 RAILROAD ST, READING, MI 49274-3104
Document Number	001815/160
Book / Page	1815 / 160
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3323 E LIBERTY RD, CLARKLAKE, MI 49234-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, READING, MI 49274-0054

October 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HILLSDALE MI
Recording Date	Oct 29, 2021
Property Address	419 RAILROAD ST, READING, MI 49274-3104
Document Number	001810/976
Book / Page	1810 / 976
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3323 E LIBERTY RD, CLARKLAKE, MI 49234-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, READING, MI 49274-0054

Mortgage

Date	Oct 29, 2021

Lender

Name	TSR REAL ESTATE VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,592 (-0.66%) Land $5,170 Building $12,422	$35,186 (-0.65%) Land $10,341 Building $24,845
2025		$17,708 (+30.21%) Land $5,170 Building $12,538	$35,416 (+30.03%) Land $10,341 Building $25,075
2023		$13,600	$27,237 Land $9,148 Building $18,089
2021	$427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband.

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