419 Prairieview Dr, Oswego, IL 60543 Property Records

Kendall County property record for 419 Prairieview Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,693 sqft · built 1994
Lot Size	0.161 acres (7,006 sqft)
Owner	Company Name on File
Last Sale	$216,000 (Aug 2021)
Tax Bill	$6,374 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-176-076`

Property Details

APN / Parcel Number

Primary APN	`03-20-176-076`
Alternative APN	`0320176074`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Aluminum
Roof Material	Asphalt
Lot Area	7,006 sqft (0.161 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	419 PRAIRIEVIEW DR
City	OSWEGO
State	IL
Zip	60543-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 152, LAKE VIEW ESTATES UNIT 2 LYG SW OF FOL DEC LN: COM SW COR LT 152, NW ALG W LN 172.66 TO NW COR, NW 82.86 FOR BEG OF LN, SE 149.23 FOR TERM OF LN (EXC ROW TAKEN 11-18710) VILLAGE OF OSWEGO
Legal Subdivision	LAKE VIEW ESTATES
Legal Lot Number	152
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3000
Census Tract	890106

Owner

419 Prairieview Dr is owned by a company that acquired it in August 2024.

Source: Kendall County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jan 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Jan 30, 2017 · Amount on File
Deed Document Number	202120757
Last Transfer Date	Aug 30, 2024
Transfer Doc	0000010901
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 6, 2026
Property Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000009653
Instrument Date	Jul 2, 2026
Instrument	20269653
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761

Mortgage

Document Number	0000013023
Date	Oct 7, 2025
Instrument	202500013023

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 5, 2021
Property Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000020757
Map Reference	DOC 926051
Instrument Date	Jul 21, 2021
Instrument	202100020757
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761

Mortgage

Document Number	0000020759
Date	Aug 5, 2021
Instrument	202100020759

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014406
Date	Sep 8, 2017
Instrument	201700014406

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008502
Date	Jun 26, 2019
Instrument	201900008502

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 30, 2017
Property Address	419 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000001745
Map Reference	DOC926051
Instrument Date	Jan 19, 2017
Instrument	201700001745
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	BAIRD & WARNER TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 PRAIRIEVIEW DR, 419, OSWEGO, IL 60543-8761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 DUBOIS CIR, BOLINGBROOK, IL 60440-2061

Mortgage

Document Number	0000001746
Date	Jan 30, 2017
Instrument	201700001746

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 419 Prairieview Dr was $6,374, up 6.1% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,374.00 (+6.11%)	$90,329 Land $13,535 Building $76,794	$270,987 Land $40,605 Building $230,382
2024	$6,007.00
2022		$64,341 Land $9,641 Building $54,700	$193,023 Land $28,923 Building $164,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 Prairieview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Prairieview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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