San Diego County property record for 419 Pala St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,440 sqft · built 1959 |
| Lot Size | 0.239 acres (10,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $659,000 (Feb 2024) |
| Tax Bill | $8,191 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-223-08-00 |
| Primary APN | 282-223-08-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 10,412 sqft (0.239 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 419 PALA ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 55 NWLY 71.25 FT OF SELY 142.50 FT OF TR 002155 |
| Legal Subdivision | RAMONA ACRES |
| Legal Tract | 002155 |
| Legal Block | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20805 |
Source: San Diego County records · APN 282-223-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9875 ERMA RD, 377, SAN DIEGO, CA 92131-4014 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 02, 2024 | Grant Deed, Transfer · FHA Mortgage THE LOAN STORE INC |
| Sep 27, 2017 | Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK |
| Oct 15, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 12, 2018 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Jan 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2024 · Amount on Record |
| Deed Sale | Feb 02, 2024 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Document Number | 202429094 |
| Prior Transfer Date | Dec 19, 2016 |
| Prior Transfer Doc | 0000701534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 02, 2024 |
| Property Address | 419 PALA ST, RAMONA, CA 92065-2603 |
| Document Number | 0000029094 |
| Map Reference | MAP 2155 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024-0029094 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | TITLE FLORIDA INC, TITLE FORWARD OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9875 ERMA RD UNIT 377, 377, SAN DIEGO, CA 92131-4014 |
| Document Number | 0000029095 |
|---|---|
| Date | Feb 02, 2024 |
| Instrument | 2024-0029095 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 419 PALA ST, RAMONA, CA 92065-2603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000444467 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017-0444467 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 9.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 419 PALA ST, RAMONA, CA 92065-2603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000462111 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019-0462111 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 12, 2018 |
| Property Address | 419 PALA ST, RAMONA, CA 92065-2603 |
| Document Number | 0000510420 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 510420 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 419 PALA ST RAMONA CA 920652603, RAMONA, CA 92065-2603 |
| Document Number | 510421 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 510421 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 23, 2017 |
| Property Address | 419 PALA ST, RAMONA, CA 92065-2603 |
| Document Number | 0000033892 |
| Instrument Date | Jan 05, 2017 |
| Instrument | 33892 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2671 CARLSBAD CA 920182671, CARLSBAD, CA 92018-2671 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $685,621 (+2%) Land $240,456 Building $445,165 | |
| 2025 | $8,191.00 (+35.64%) | $672,179 (+34.82%) Land $235,742 Building $436,437 |
| 2023 | $6,039.00 (-2.38%) Homeowner's exemption | $498,570 Land $174,855 Building $323,715 |
| 2022 | $6,186.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2019) |
| Most Recent Claim | Feb 2019, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Moderate above 52% of the US · above 31% of California |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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