Cheboygan County property record for 419 Obrien Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Mar 2026) |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-N62-001-017-00 |
| Primary APN | 052-N62-001-017-00 |
|---|
| Lot Area | 20,038 sqft (0.46 acres) |
|---|
| Street Address | 419 OBRIEN DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NIESEN'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOT 25. (SEC 32, T38N,R1W) 628/871;1501/521;1501/522;1577/553 |
| Legal Range | 01W |
| Legal Township | 025 |
| Legal Section | 32 |
| Legal Subdivision | NIESENS 1ST ADD TO CITY OF CHE |
| Legal Lot Number | 25 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 960300 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB |
| Mar 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Jan 25, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Jan 25, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | Jan 25, 2023 |
| Deed Book / Page | 1577 / 553 |
| Prior Transfer Date | Dec 6, 2022 |
| Prior Transfer Doc | 001501/521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
| Document Number | 0000001577/0000000555 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 0000001577/0000000555 |
| Name | CITIZENS NATIONAL BANK OF CHEB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Mar 12, 2026 |
| Property Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
| Document Number | 001577/553 |
| Book / Page | 1577 / 553 |
| Instrument Date | Mar 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.76 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
| Document Number | 0001577555 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 1577/555 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jan 25, 2023 |
| Property Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
| Document Number | 001501/522 |
| Book / Page | 1501 / 522 |
| Instrument Date | Jan 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 CHELSEY LN, CHEBOYGAN, MI 49721-8527 |
| Document Number | 0001501524 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 1501/524 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jan 25, 2023 |
| Property Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
| Document Number | 001501/521 |
| Book / Page | 1501 / 521 |
| Instrument Date | Dec 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 OBRIEN DR, CHEBOYGAN, MI 49721-2043 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,300 (+17.65%) | $190,600 (+17.65%) | |
| 2025 | $1,958.00 (+1.24%) Homeowner's exemption | $81,000 (+35.68%) | $162,000 (+35.68%) |
| 2024 | $1,934.00 (+22.25%) | ||
| 2023 | $59,700 | $119,400 | |
| 2022 | $1,582.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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