419 Oak St, Sterling, CO 80751 Property Records

Logan County property record for 419 Oak St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 942 sqft · built 1911
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2024)
Tax Bill	$714 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`38052529430004`

Property Details

APN / Parcel Number

Primary APN	`38052529430004`
Alternative APN	`6637000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	942 sqft Heated Area
1st Floor Area	942 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	252 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6637000
Street Address	419 OAK ST
City	STERLING
State	CO
Zip	80751-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 50' X 90' LOT 7 BLK 24 K&S ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Block	24
Legal Lot Number	7
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2051
Census Tract	966200

Owner

419 Oak St is owned and occupied by an individual who bought it in March 2024.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	419 OAK ST, STERLING, CO 80751-3328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2024	Warranty Deed, Transfer
Mar 5, 2020	Special Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Dec 14, 2018	Grant Deed, Transfer ADAMS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Mar 5, 2020 · Amount on File
Deed Document Number	2024770122
Deed Book / Page	1058 / 324
Prior Transfer Date	Apr 4, 2005
Prior Transfer Doc	0000669795
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	419 OAK ST, STERLING, CO 80751-3328
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 OAK ST, STERLING, CO 80751-3328

Mortgage

Document Number	0000757252
Date	Sep 16, 2021
Book Page	1045/441
Instrument	757252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2050

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 15, 2024
Property Address	419 OAK ST, STERLING, CO 80751-3328
Document Number	0000770122
Book / Page	1058 / 324
Instrument Date	Mar 15, 2024
Instrument	770122
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	419 OAK ST, STERLING, CO 80751-3328

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 5, 2020
Property Address	419 OAK ST, STERLING, CO 80751-3328
Document Number	0000748640
Book / Page	1036 / 823
Instrument Date	Mar 5, 2020
Instrument	748640
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 OAK ST, STERLING, CO 80751-3328

Mortgage

Document Number	0000748641
Date	Mar 5, 2020
Instrument	748641

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 14, 2018
Property Address	419 OAK ST, STERLING, CO 80751-3328
Document Number	0000742692
Book / Page	001030 / 000869
Instrument Date	Dec 13, 2018
Instrument	742692
Transaction Type	Transfer
Record Updated	Feb 5, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 COLUMBINE ST STERLING CO 807514015, STERLING, CO 80751-4015

Mortgage

Document Number	742693
Date	Dec 14, 2018
Book Page	001030/000870
Instrument	742693

Lender

Name	ADAMS BK&TR
Type	Bank
Address	STERLING, CO 80751

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 419 Oak St was $714.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00	$8,525	$136,409 Land $22,500 Building $113,909
2023	$380.00 (-38.11%)	$107,430 (+1,340.08%) Land $16,880 Building $90,550	$107,430 (-) Land $16,880 Building $90,550
2022	$614.00	$7,460 Land $1,170 Building $6,290	$107,430 Land $16,880 Building $90,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 Oak St in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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