Grundy County property record for 419 N Monroe St, Gardner, IL 60424 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,078 sqft Total Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Tax Bill | $4,621.00 (2025) |
| Primary APN | 12-04-405-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,078 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 25,265 sqft (0.58 acres) |
| Depth X Width | 201 ft x 150 ft Depth x Width |
| Garage Type | Detached Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 419 N MONROE ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7035 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORIG TN GARDNER LTS 8-10 BLK 25 SEC 4-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN GARDNER |
| Legal Block | 25 |
| Legal Lot Number | 8-10 |
| Jurisdiction | GRUNDY IL |
| Minor Civil Division | GARFIELD |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 900 |
Source: Grundy County records · APN 12-04-405-002
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 419 N MONROE ST, GARDNER, IL 60424-7035 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 419 N MONROE ST, GARDNER, IL 60424-7035 |
| Document Number | 0000567877 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 419 N MONROE ST GARDNER IL 604247035, GARDNER, IL 60424-7035 |
| Document Number | 0000567877 |
|---|---|
| Date | Feb 06, 2017 |
| Instrument | 567877 |
| Name | FIRST CMNTY FIN'L BK |
|---|---|
| Type | Bank |
| Address | JOLIET, IL 60435 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 05, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,621.00 (+51.31%) | $56,387 (+30.32%) Land $20,703 Building $35,684 | $169,161 (+30.32%) Land $62,109 Building $107,052 |
| 2022 | $3,054.00 Homeowner's exemption | $43,268 Land $15,886 Building $27,382 | $129,804 Land $47,658 Building $82,146 |
419 N Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Grundy County (17063C), updated September 30, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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