419 N Main St, Willard, OH 44890 Property Records

Huron County property record for 419 N Main St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on Record
Last Sale	$26,000 (Apr 1998)
Tax Bill	$615 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-0020-04-114-0400`

Property Details

APN / Parcel Number

Primary APN	`51-0020-04-114-0400`
Alternative APN	`482394`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,125 sqft (0.462 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	482394
Street Address	419 N MAIN ST
City	WILLARD
State	OH
Zip	44890-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 LOT 31
Legal Lot Number	31
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3002
Census Tract	916200

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 N MAIN ST, WILLARD, OH 44890-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 1998 · Amount on Record
Deed Sale	Apr 3, 1998 · Amount on Record
Prior Sale	Apr 3, 1998 · Amount on Record
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Recording Date	Jun 9, 2026
Property Address	419 N MAIN ST, WILLARD, OH 44890-1021
Document Number	0000003123
Instrument Date	Jun 1, 2026
Instrument	20263123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 N MAIN ST, WILLARD, OH 44890-1021

Mortgage

Document Number	0000003123,
Date	Jun 9, 2026
Instrument	20263123

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	419 N MAIN ST, WILLARD, OH 44890-1021
Document Number	0000005854
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 N MAIN ST WILLARD OH 448901021, WILLARD, OH 44890-1021

Mortgage

Document Number	0000005854
Date	Oct 23, 2019
Instrument	5854

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$615.00 (+0.49%)	$17,730 (-) Land $5,600 Building $12,130	$50,660 (-) Land $16,000 Building $34,660
2024	$612.00 (+1.16%)	$17,730 (+9.85%) Land $5,600 Building $12,130	$50,660 (+9.87%) Land $16,000 Building $34,660
2023	$605.00 (-1.31%)	$16,140 (-) Land $5,600 Building $10,540
2022	$613.00	$16,140 Land $5,600 Building $10,540
2021			$46,110 Land $16,000 Building $30,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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