Madison County and Oneida City property record for 419 N Lake St, Oneida, NY 13421
| Details | 5 bd · 2 ba · 3,800 sqft · built 1995 |
|---|---|
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Feb 2020) |
| Tax Bill | $9,254 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage + 1 more |
| APN | 251201 30.47-1-23 |
| Primary APN | 251201 30.47-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,800 sqft Living Area |
| 1st Floor Area | 3,800 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 140 ft deep x 186 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 300 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 419 N LAKE ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1125 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R3 |
| Legal Description | ADDED AC FROM 30.47-1-16 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30101 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 419 N LAKE ST, ONEIDA, NY 13421-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2020 | Deed of Trust, Mortgage COMMUNITY BK NA |
| Feb 21, 2020 | Quit Claim Deed, Transfer COMMUNITY BK NA |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Deed Document Number | 2020898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 419 N LAKE ST, ONEIDA, NY 13421-1125 |
| Document Number | 0000000990 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 901 MARINA DR BLOSSVALE NY 133082829, BLOSSVALE, NY 13308-2829 |
| Document Number | 0000000990 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 990 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 25, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Feb 21, 2020 |
| Property Address | 419 N LAKE ST, ONEIDA, NY 13421-1125 |
| Document Number | 0000000899 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 899 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 901 MARINA DR BLOSSVALE NY 133082829, BLOSSVALE, NY 13308-2829 |
| Document Number | 900 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 900 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Feb 21, 2020 |
| Property Address | 419 N LAKE ST, ONEIDA, NY 13421-1125 |
| Document Number | 0000000898 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 898 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 901 MARINA DR BLOSSVALE NY 133082829, BLOSSVALE, NY 13308-2829 |
| Document Number | 900 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 900 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,254.00 (-1.48%) | ||
| 2025 | $9,393.00 (+107.17%) | $188,800 (-) Land $32,000 Building $156,800 | $265,915 (+7.04%) Land $45,070 Building $220,845 |
| 2023 | $188,800 (+3.74%) Land $32,000 Building $156,800 | $248,421 (+13.29%) Land $42,105 Building $206,316 | |
| 2022 | $4,534.00 | $182,000 Land $32,000 Building $150,000 | $219,277 Land $38,554 Building $180,723 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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