419 Melbourne Blvd, Elkton, MD 21921 Property Records

Cecil County property record for 419 Melbourne Blvd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,794 sqft · built 1993
Lot Size	0.282 acres (12,283 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2017)
Tax Bill	$4,151 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-092356`

Property Details

APN / Parcel Number

Primary APN	`03-092356`
Alternative APNs	`3092356` `092356`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,794 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,283 sqft (0.282 acres)
Garage Type	Built-in
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	228 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	092356
Street Address	419 MELBOURNE BLVD
City	ELKTON
State	MD
Zip	21921-6158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 110 - .282 ACRE 419 MELBOURNE BOULEVARD COLONIAL RIDGE
Legal Subdivision	COLONIAL RIDGE
Legal Lot Number	110
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2001
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Sep 10, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 3, 2017	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Prior Sale	Jan 8, 2010 · Amount on Record
Deed Book / Page	4005 / 343
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jul 16, 2026
Property Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158
Document Number	5819000190
Book / Page	5819 / 190
Instrument Date	Jul 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158

Mortgage

Document Number	5819000190,
Date	Jul 16, 2026
Book Page	5819/190

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158

Mortgage

Document Number	0054490050
Date	Apr 8, 2024
Book Page	5449/50

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045470375
Date	Feb 7, 2020
Book Page	4547/375

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158

Mortgage

Document Number	0049520301
Date	Aug 12, 2021
Book Page	4952/301

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158
Document Number	0043010278
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MELBOURNE BLVD ELKTON MD 219216158, ELKTON, MD 21921-6158

Mortgage

Document Number	0043010278
Date	Sep 21, 2018
Book Page	004301/000278

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 3, 2017
Property Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158
Document Number	0040050343
Book / Page	4005 / 343
Map Reference	MB63 FO95
Instrument Date	Dec 19, 2016
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MELBOURNE BLVD, ELKTON, MD 21921-6158

Mortgage

Document Number	0004005348
Date	Jan 3, 2017
Instrument	4005/348

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,151.00 (+4.82%)	$241,367 (+13.69%)	$253,800 (+17.23%) Land $82,600 Building $171,200
2025	$3,960.00 (+32.26%)
2023	$2,994.00	$212,300	$216,500 Land $62,600 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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