419 Madison St, Lockport, IL 60441 Property Records

Will County property record for 419 Madison St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2.5 ba · built 1998
Lot Size	0.07 acres (3,197 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2022)
Tax Bill	$6,101 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-23-225-020`

Property Details

APN / Parcel Number

Primary APN	`11-04-23-225-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,197 sqft (0.07 acres)

Location & Zoning

Street Address	419 MADISON ST
City	LOCKPORT
State	IL
Zip	60441-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 LOT 5 IN BLK 27 (EX THE W'LY 100 FT THEREOF ALSO EX THE N'LY 40.2 FT THEREOF) IN ORIGINAL TOWN (NOW CITY) OF LOCKPOR
Legal Range	10E
Legal Township	36N
Legal Section	23
Legal Subdivision	ORIGINAL TOWN NOW CITY OF LOCKPORT
Legal Tract	3
Legal Block	27
Legal Lot Number	5
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1041
Census Tract	880602

Owner

419 Madison St is owned and occupied by an individual who bought it in May 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	419 MADISON ST, LOCKPORT, IL 60441-3065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 25, 2022	Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Deed Document Number	202241327
Prior Transfer Date	Sep 27, 2012
Prior Transfer Doc	0000109712
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Apr 9, 2026
Property Address	419 MADISON ST, LOCKPORT, IL 60441-3065
Document Number	0000020732
Instrument Date	Apr 3, 2026
Instrument	202620732
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	419 MADISON ST, LOCKPORT, IL 60441-3065
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020732,
Date	Apr 9, 2026
Instrument	202620732

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	9%
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	May 25, 2022
Property Address	419 MADISON ST, LOCKPORT, IL 60441-3065
Document Number	0000041327
Map Reference	MB D PG 28
Instrument Date	May 17, 2022
Instrument	R2022041327
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NOT AVAILABLE, ANTIC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 OAKVIEW AVE, JOLIET, IL 60433-1700
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041328
Date	May 25, 2022
Instrument	R2022041328

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 419 Madison St was $6,101, up 4.9% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,101.00 (+4.94%)	$81,172 (+7.2%) Land $17,120 Building $64,052	$243,516 (+7.2%) Land $51,360 Building $192,156
2024	$5,814.00	$75,720 Land $15,970 Building $59,750	$227,160 Land $47,910 Building $179,250
2022	$5,837.00	$63,409 Land $13,374 Building $50,035	$190,227 Land $40,122 Building $150,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 Madison St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1981–2019)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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