419 Loiselaine Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 419 Loiselaine Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,006 sqft · built 1991
Lot Size	3.46 acres (151,153 sqft)
Owner	Individual Name on Record
Tax Bill	$4,589 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A892000523`

Property Details

APN / Parcel Number

Primary APN	`A892000523`
Alternative APN	`2-050A-6440-00-0055.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	4,858 sqft
1st Floor Area	2,006 sqft
Basement Area	2,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	151,153 sqft
Garage Type	Attached
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	654 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A892000523
Street Address	419 LOISELAINE DR
City	O FALLON
State	MO
Zip	63366-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERWOOD EST LOT 54 & 55
Legal Subdivision	TOWERWOOD EST
Legal Lot Number	55
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4016
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 LOISELAINE DR, O FALLON, MO 63366-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Grant Deed, Transfer STIFEL BK&TR
Nov 3, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2020
Transfer Doc	0000004545
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 15, 2021
Property Address	419 LOISELAINE DR, O FALLON, MO 63366-2148
Document Number	0000004546
Instrument Date	Jan 7, 2021
Instrument	4546
Transaction Type	Transfer
Record Updated	Mar 30, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 LOISELAINE DR O FALLON MO 633662148, O FALLON, MO 63366-2148

Mortgage

Document Number	4547
Date	Jan 15, 2021
Instrument	4547

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2036

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2020
Property Address	419 LOISELAINE DR, O FALLON, MO 63366-2148
Document Number	0000084605
Instrument Date	Oct 30, 2020
Instrument	84605
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 LOISELAINE DR O FALLON MO 633662148, O FALLON, MO 63366-2148

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,452 (+13.86%)	$428,692 (+13.86%) Land $110,000 Building $318,692
2025	$4,589.00 (+8.82%)	$71,534 (+12.12%)	$376,492 (+12.11%) Land $52,000 Building $324,492
2024	$4,217.00
2023		$63,804
2022			$335,811 Land $40,000 Building $295,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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