419 Leonards Ln, Cambridge, MD 21613 Property Records

Dorchester County property record for 419 Leonards Ln, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1958
Lot Size	0.148 acres (6,431 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2023)
Tax Bill	$1,601 (2026)
Deeds & Mortgages	Jan 2024 Reverse Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-166389`

Property Details

APN / Parcel Number

Primary APN	`07-166389`
Alternative APNs	`7166389` `166389`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,431 sqft (0.148 acres)
Porch	Porch
Porch Area	56 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	166389
Street Address	419 LEONARDS LN
City	CAMBRIDGE
State	MD
Zip	21613-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 6,431 SQ. FT. 419 LEONARDS LANE CAMB
Legal Subdivision	DUNDEANS ADDITION TO CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2008
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 LEONARDS LN, CAMBRIDGE, MD 21613-1461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 17, 2023	Deed, Transfer NOT AVAILABLE, VENTURE TITLE COMPANY LLC
Apr 21, 2023	Deed, Transfer NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TTL ASSURANCE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Book / Page	1845 / 107
Transfer Doc	0000001165
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	419 LEONARDS LN, CAMBRIDGE, MD 21613-1461
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 LEONARDS LN, CAMBRIDGE, MD 21613-1461

Mortgage

Document Number	0018560296
Date	Jan 31, 2024
Book Page	1856/296

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	882 Months
Due	Jul 16, 2097

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 17, 2023
Property Address	419 LEONARDS LN, CAMBRIDGE, MD 21613-1461
Document Number	0018450107
Book / Page	1845 / 107
Map Reference	LB RSM 3 FO 83
Instrument Date	Nov 14, 2023
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	NOT AVAILABLE, VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 LEONARDS LN, CAMBRIDGE, MD 21613-1461

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 21, 2023
Property Address	419 LEONARDS LN, CAMBRIDGE, MD 21613-1461
Document Number	0018060456
Book / Page	1806 / 456
Map Reference	LB 3 FO 83
Instrument Date	Apr 13, 2023
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TTL ASSURANCE CO INC

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 JONES RD, CHESTER, MD 21619-2322

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,601.00 (+4.16%) Homeowner's exemption	$120,400 (+39.03%)	$169,200 (+76.25%) Land $30,300 Building $138,900
2025	$1,537.00 (-3.94%) Homeowner's exemption
2023	$1,600.00	$86,600	$96,000 Land $30,300 Building $65,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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