419 E 9th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 419 E 9th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1909
Square Footage	1,424 sqft Living Area
Lot Size	4,500 sqft (0.103 acres)
Last Sale	$42,000 (2024)
Tax Bill	$940.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-25-132-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,424 sqft Living Area
1st Floor	616 sqft 1st Floor
Basement Area	808 sqft Basement
Unfinished Basement	808 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,500 sqft (0.103 acres)
Depth X Width	150 ft x 30 ft Depth x Width
Porch	1 Porch
Porch Area	115 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	419 E 9TH ST
City	WATERLOO
State	IA
Zip	50703-4411
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT WATERLOO EAST SW 30 FT LOT 4 BLK 43
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	43
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1026
Census Tract	700

Owner

Source: Black Hawk County records · APN 8913-25-132-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2623 IDAHO ST, WATERLOO, IA 50703-9722
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Deed Doc Number	202410379
Record Refreshed	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	419 E 9TH ST, WATERLOO, IA 50703-4411
Transaction Type	Mortgage
Record Updated	Mar 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400010380
Date	Feb 23, 2024
Instrument	202400010380

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2034
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	13.7%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00	$47,080 (+8.58%) Land $5,360 Building $41,720	$47,080 (+8.58%) Land $5,360 Building $41,720
2024	$940.00 (+7.55%)
2023		$43,360 (+8.97%) Land $5,360 Building $38,000	$43,360 (+8.97%) Land $5,360 Building $38,000
2022	$874.00	$39,790 Land $5,360 Building $34,430
2021			$39,790 Land $5,360 Building $34,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.