419 E 3rd St, Spencer, IA 51301 Property Records

Clay County property record for 419 E 3rd St, Spencer, IA 51301

Property Summary

Property Type	Warehouse, Storage
Details	2,520 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2002)
Tax Bill	$1,270 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963618202012`

Property Details

APN / Parcel Number

Primary APN	`963618202012`
Alternative APN	`64096361820201200`

Interior

Stories	1 Story
Building Area	2,520 sqft Gross Area
Overhead Door	Overhead Door

Exterior

Year Built	Built 1900
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	90 ft deep x 47 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096361820201200
Street Address	419 E 3RD ST
City	SPENCER
State	IA
Zip	51301
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	C-2 HIGHWAY COMMERCIAL
Legal Description	S 90' OF E 47' 5 EGLESTON
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	EGLESTON ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2022
Census Tract	80200

Owner

Source: Clay County records · APN 963618202012

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	418 E 4TH ST, SPENCER, IA 51301-5139
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2002 · Amount on Record
Deed Sale	Dec 17, 2002 · Amount on Record
Deed Document Number	0020025253
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,810 (+13.16%) Land $6,530 Building $55,280	$61,810 (+13.16%) Land $6,530 Building $55,280
2024	$1,270.00 (+16.09%)
2023		$54,620 (+16.09%) Land $9,750 Building $44,870	$54,620 (+16.09%) Land $9,750 Building $44,870
2022	$1,094.00	$47,050 Land $9,750 Building $37,300
2021			$47,050 Land $9,750 Building $37,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), as of February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410802002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 371 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA2171071, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.