Ashe County property record for 419 E 2nd St, West Jefferson, NC 28694
| Property Type | Other Improved |
|---|---|
| Details | 5,076 sqft · built 2015 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Sep 2013) |
| Tax Bill | $2,625 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jul 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 19223-001-419 |
| Primary APN | 19223-001-419 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,076 sqft Total Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Account Number | 19993 |
|---|---|
| Old Parcel Number | 19223001419 |
| Street Address | 419 E 2ND ST |
| City | WEST JEFFERSON |
| State | NC |
| Zip | 28694-9617 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | .50 A +/- FROM ENOW CORPORATION RT 221 (PAVED HWY) |
| Jurisdiction | ASHE NC |
| Township / Civil Division | WEST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970400 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 20561, GREENSBORO, NC 27420-0561 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit AFFINITY BANK |
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2013 · Amount on Record |
| Deed Sale | Sep 23, 2013 · Amount on Record |
| Deed Document Number | 20134423 |
| Deed Book / Page | 444 / 2327 |
| Prior Transfer Date | Sep 18, 2013 |
| Prior Transfer Doc | 00444/2327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 419 E 2ND ST, WEST JEFFERSON, NC 28694-9617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000513/543 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 513/543 |
| Instrument | 2657 |
| Name | AFFINITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30339 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 5, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 419 E 2ND ST, WEST JEFFERSON, NC 28694-9617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 20561, GREENSBORO, NC 27420-0561 |
| Document Number | 00543/1859 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 543/1859 |
| Instrument | 3750 |
| Name | AFFINITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30339 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jun 5, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | West Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,625.00 (+5.46%) | $565,900 (-) Land $174,200 Building $391,700 | $565,900 (-) Land $174,200 Building $391,700 |
| 2025 | $2,489.00 | $565,900 (-) Land $174,200 Building $391,700 | $565,900 (-) Land $174,200 Building $391,700 |
| 2023 | $2,489.00 (+13.29%) | $565,900 (+31.33%) Land $174,200 Building $391,700 | $565,900 (+31.33%) Land $174,200 Building $391,700 |
| 2022 | $2,197.00 | $430,900 Land $152,500 Building $278,400 | $430,900 Land $152,500 Building $278,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST JEFFERSON serves 1,321 people · EPA ID NC0105010 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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